154 Silver Pointe Dr, Elmore, AL 36025 Property Records

Elmore County property record for 154 Silver Pointe Dr, Elmore, AL 36025

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,554 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Sep 2019)
Tax Bill	$644 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-05-21-0-007-011.000`

Property Details

APN / Parcel Number

Primary APN	`15-05-21-0-007-011.000`
Alternative APN	`669560`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Slab
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	154 SILVER POINTE DR
City	ELMORE
State	AL
Zip	36025-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 1 SILVER POINTE SUBD PLAT #1 13/35
Legal Range	17E
Legal Township	18N
Legal Section	21
Legal Subdivision	SILVER POINTE SUBD
Legal Block	1
Legal Lot Number	11
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	3
Census Block	3061
Census Tract	30902

Owner

154 Silver Pointe Dr is owned and occupied by an individual who bought it in September 2019.

Source: Elmore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	154 SILVER POINTE DR, ELMORE, AL 36025-1010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit MAX CREDIT UNION
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit MAX CU
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 13, 2019	Warranty Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Deed Book / Page	2019 / 48862
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Recording Date	Jun 15, 2026
Property Address	154 SILVER POINTE DR, ELMORE, AL 36025-1010
Document Number	0000709763
Book / Page	2026 / 36680
Instrument Date	Jun 4, 2026
Instrument	2026709763
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 SILVER POINTE DR, ELMORE, AL 36025-1010

Mortgage

Document Number	0000709763,
Date	Jun 15, 2026
Book Page	2026/36680
Instrument	2026709763

Lender

Name	MAX CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	154 SILVER POINTE DR, ELMORE, AL 36025-1010
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024/19849
Date	Apr 26, 2024
Book Page	2024/19849

Lender

Name	MAX CU
Type	Credit Union
Address	MONTGOMERY, AL 36117

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	20 Months
Due	Dec 25, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	154 SILVER POINTE DR, ELMORE, AL 36025-1010
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/56646
Date	Jul 2, 2021
Book Page	2021/56646

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Sep 13, 2019
Property Address	154 SILVER POINTE DR, ELMORE, AL 36025-1010
Document Number	2019/48862
Book / Page	2019 / 48862
Map Reference	MB 13 PG 35
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 CLUBHOUSE CIR # 102102, 140, IDAHO FALLS, ID 83401-4362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2671 HIGHWAY 143, DEATSVILLE, AL 36022-3368

Mortgage

Document Number	0201948867
Date	Sep 13, 2019
Instrument	2019/48867

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 154 Silver Pointe Dr was $644, up 6.8% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Millbrook City
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$644.00 (+6.8%)
2025	$603.00 (-0.82%)	$19,880 (+6.77%)	$198,800 (+6.77%) Land $20,000 Building $178,800
2024	$608.00 (-48.43%)	$18,620 (-1.06%)	$186,200 (-1.06%) Land $20,000 Building $166,200
2023	$1,179.00 (+8.86%)	$18,820 (+9.29%) Land $2,000 Building $16,820	$188,200 (+9.29%) Land $20,000 Building $168,200
2022	$1,083.00	$17,220 Land $2,000 Building $15,220	$172,200 Land $20,000 Building $152,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 154 Silver Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Silver Pointe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Central Access, Verizon.

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