154 Shadows Dr, Friday Harbor, WA 98250 Property Records

San Juan County property record for 154 Shadows Dr, Friday Harbor, WA 98250

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,404 sqft · built 1993
Lot Size	7.02 acres (305,791 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,946 (2023)
Deeds & Mortgages	Oct 2026 Reverse Mortgage Oct 2026 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`351911-004-000`

Property Details

APN / Parcel Number

Primary APN	`351911-004-000`
Alternative APN	`16082`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	4,298 sqft
1st Floor Area	2,430 sqft
Interior Walls	Finished/Painted
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Wood
Roof Material	Metal
Lot Area	305,791 sqft (7.02 acres)
Terrain	Other
Garage Type	Mixed
Garage Area	972 sqft
Carport	Carport
Carport Area	2,550 sqft

Exterior Amenities

Deck Area	336 sqft
Patio Area	463 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	16082
Street Address	154 SHADOWS DR
City	FRIDAY HARBOR
State	WA
Zip	98250-8268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHAEL A. KIRSHNER SHORT PLAT - LOT 3 SEC 19, T 35N, R 3W
Legal Range	03W
Legal Township	35N
Legal Section	19
Legal Subdivision	MICHAEL A KIRSCHNER
Legal Lot Number	3
Jurisdiction	SAN JUAN WA
Township / Civil Division	SAN JUAN ISLAND
Census Block Group	2
Census Block	2017
Census Tract	960301

Owner

154 Shadows Dr is owned and occupied by two individuals.

Source: San Juan County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	154 SHADOWS DR, FRIDAY HARBOR, WA 98250-8268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Oct 1, 2026	Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE
Jan 30, 2024	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Recording Date	Oct 1, 2026
Property Address	154 SHADOWS DR, FRIDAY HARBOR, WA 98250-8268
Document Number	0000000002
Instrument Date	Sep 24, 2026
Instrument	202610012
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	ACRISURE NATIONAL LENDER SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 SHADOWS DR, FRIDAY HARBOR, WA 98250-8268

Mortgage

Document Number	0000000002,
Date	Oct 1, 2026
Instrument	202610012

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	835 Months
Due	May 6, 2096

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Recording Date	Oct 1, 2026
Property Address	154 SHADOWS DR, FRIDAY HARBOR, WA 98250-8268
Document Number	0000000001
Instrument Date	Sep 24, 2026
Instrument	202610011
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 SHADOWS DR, FRIDAY HARBOR, WA 98250-8268

Mortgage

Document Number	0000000001,
Date	Oct 1, 2026
Instrument	202610011

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	835 Months
Due	May 6, 2096

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	154 SHADOWS DR, FRIDAY HARBOR, WA 98250-8268
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 SHADOWS DR, FRIDAY HARBOR, WA 98250-8268

Mortgage

Document Number	0000130002
Date	Jan 30, 2024
Instrument	2024-0130002

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	868 Months
Due	May 6, 2096

Interest

Rate Type	Adjustable Rate
Rate	7.41%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.4%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	154 SHADOWS DR, FRIDAY HARBOR, WA 98250-8268
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000831003
Date	Aug 31, 2022
Instrument	2022-0831003

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: San Juan County assessment roll, as of May 31, 2022

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	San Juan Island School District (KG - 12)

Flood

FEMA maps place 154 Shadows Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Shadows Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Shadows Dr

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