Monroe County property record for 154 Sebring Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,667 sqft · built 1982 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Sep 2026) |
| Tax Bill | $6,283 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00416470-000000 |
| Primary APN | 00416470-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,667 sqft Living Area |
| 1st Floor Area | 1,223 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Frame |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Covered |
| Garage Area | 1,256 sqft |
| Porch | Slab |
| Porch Area | 213 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1512648 |
|---|---|
| Street Address | 154 SEBRING DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 7 LT 2 KEY HEIGHTS SECTION 2 PB3-159 PLANTATION KEY OR239-572 OR770-635/639 OR793-1605 OR815-1838 OR826-72 OR837-255/C OR837-256/C OR837-260 OR973-1229Q/C OR1027-311 OR1027-312/313 OR3223-1810 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 07 |
| Legal Subdivision | KEY HEIGHTS SEC 2 |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 970800 |
154 Sebring Dr is owned by an individual who bought it in September 2026.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 N MARLIN AVE, KEY LARGO, FL 33037-2914 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| May 3, 2023 | Warranty Deed, Transfer COASTAL TITLE AND CLOSING SERVICES I, COASTAL TTL & CLOSING SVCS I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | May 3, 2023 · Amount on File |
| Deed Document Number | 20262561085 |
| Deed Book / Page | 3403 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 18, 2026 |
| Property Address | 154 SEBRING DR, TAVERNIER, FL 33070-2033 |
| Document Number | 0002561085 |
| Book / Page | 3403 / 279 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20262561085 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 N MARLIN AVE, KEY LARGO, FL 33037-2914 |
| Document Number | 0002561086, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 3403/281 |
| Instrument | 20262561086 |
| Name | KIND LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 3, 2023 |
| Property Address | 154 SEBRING DR, TAVERNIER, FL 33070-2033 |
| Document Number | 0032231810 |
| Book / Page | 3223 / 1810 |
| Map Reference | MB 3 PG 159 |
| Instrument Date | May 3, 2023 |
| Instrument | 2416484 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | COASTAL TITLE AND CLOSING SERVICES I, COASTAL TTL & CLOSING SVCS I |
| Amount | Amount on Record |
|---|---|
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 NW 98TH AVE, PEMBROKE PINES, FL 33024-6113 |
| Name | Verified Name |
|---|---|
| Address | 3415 W 106TH TER, HIALEAH, FL 33018-4622 |
The 2025 property tax bill for 154 Sebring Dr was $6,283, up 4.4% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,283.00 (+4.39%) | $643,680 Land $380,160 Building $263,520 | $643,680 Land $380,160 Building $263,520 |
| 2024 | $6,019.00 (+332.4%) | ||
| 2023 | $1,392.00 (-25.84%) Homeowner's exemption | $137,878 (+3%) | $562,674 (+30.21%) Land $313,632 Building $249,042 |
| 2022 | $1,877.00 Homeowner's exemption | $133,863 | $432,127 Land $274,428 Building $157,699 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 154 Sebring Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 154 Sebring Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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