154 Schooner Ridge Dr E, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 154 Schooner Ridge Dr E, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	7 bd · 6.5 ba · 3,592 sqft · built 2021
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on Record
Last Sale	$2,150,000 (Jun 2026)
Tax Bill	$9,134 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`986909051582`

Property Details

APN / Parcel Number

Primary APN	`986909051582`
Alternative APNs	`98690951582` `026469086`

Interior

Bedrooms	7 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,592 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	15,000 sqft (0.344 acres)
View / Lot	Ocean
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986909051582
Street Address	154 SCHOONER RIDGE DR E
City	KITTY HAWK
State	NC
Zip	27949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 86 BLK: SEC: 2 PL: C SL: 14E
Legal Subdivision	SCHOONER RIDGE
Legal Phase	II
Legal Lot Number	86
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1021
Census Tract	970101

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9812 BENTCROSS DR, POTOMAC, MD 20854-4745
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer · Conventional Mortgage CITIBANK NYS
Nov 17, 2025	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	2026700160634
Deed Book / Page	2855 / 638
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Jun 11, 2026
Property Address	154 SCHOONER RIDGE DR E, KITTY HAWK, NC 27949
Document Number	0700160634
Book / Page	2855 / 638
Instrument Date	Jun 11, 2026
Instrument	2026700160634
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9812 BENTCROSS DR, POTOMAC, MD 20854-4745

Mortgage

Document Number	0700160635,
Date	Jun 11, 2026
Instrument	2026700160635

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DARE NC
Recording Date	Nov 17, 2025
Property Address	154 SCHOONER RIDGE DR E, DUCK, NC 27949
Document Number	002821/349
Book / Page	2821 / 349
Map Reference	CAB C SLS 14-E & 14-
Instrument Date	Nov 17, 2025
Instrument	700154545
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10688 TOWN VIEW DR, JACKSONVILLE, FL 32256-4021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10688 TOWN VIEW DR, JACKSONVILLE, FL 32256-4021

Mortgage

Document Number	0700154546
Date	Nov 17, 2025
Instrument	700154546

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Oct 6, 2020
Property Address	154 SCHOONER RIDGE DR E, DUCK, NC 27949-4539
Document Number	002420/501
Book / Page	2420 / 501
Map Reference	CAB C SL 14-E&14-F
Instrument Date	Oct 5, 2020
Instrument	700085141
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount Recorded
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 ISLAND VIEW DR, 12, NEWPORT NEWS, VA 23602-7471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 JOHN ST, NEW CITY, NY 10956-3650

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,134.00	$2,014,400 (-) Land $885,000 Building $1,129,400	$2,014,400 (-) Land $885,000 Building $1,129,400
2025	$9,134.00 (+35.7%)	$2,014,400 (+86.16%) Land $885,000 Building $1,129,400
2023	$6,731.00	$1,082,096 Land $375,000 Building $707,096
2020			$2,014,400 Land $885,000 Building $1,129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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