Middlesex County and Watertown City property record for 154 School St, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,047 sqft · built 1910 |
| Lot Size | 0.141 acres (6,185 sqft) |
| Owner | Company Name on Record |
| Last Sale | $120,000 (Sep 2003) |
| Tax Bill | $6,376 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10001 |
| Primary APN | 10001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,047 sqft Living Area |
| Gross Area | 1,608 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,185 sqft |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 10001 |
|---|---|
| Street Address | 154 SCHOOL ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-4149 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | T |
| Legal Subdivision | 154-156 SCHOOL STREET CONDO |
| Legal Block | 22 |
| Legal Lot Number | 173A |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 370401 |
Source: Middlesex County and Watertown City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 154 SCHOOL ST, WATERTOWN, MA 02472-4149 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 20, 2025 | Deed of Trust, Mortgage ROCKLAND TRUST CO |
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BK |
| Dec 19, 2018 | Condominium Deed, Transfer Quitclaim |
| Dec 9, 2017 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2003 · Amount on Record |
| Deed Sale | Sep 4, 2003 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 154 SCHOOL ST, WATERTOWN, MA 02472-4149 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001983427 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 1983427 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 154 SCHOOL ST, WATERTOWN, MA 02472-4149 |
| Document Number | 0000013321 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 154 SCHOOL ST #154 WATERTOWN MA 024724149, 154, WATERTOWN, MA 02472-4149 |
| Document Number | 0000013321 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 13321 |
| Name | CENTURY BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 14, 2029 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Dec 19, 2018 |
| Property Address | 154 SCHOOL ST, WATERTOWN, MA 02472-4149 |
| Document Number | 0000003903 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 3903 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 154 SCHOOL ST #154 WATERTOWN MA 024724149, 154, WATERTOWN, MA 02472-4149 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 154 SCHOOL ST, WATERTOWN, MA 02472-4149 |
| Document Number | 0000077537 |
| Instrument Date | Dec 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000077537 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 77537 |
| Name | ROCKLAND TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,376.00 (+2.92%) | $545,900 (+3.1%) Building $545,900 | $667,185 (+6.39%) |
| 2024 | $6,195.00 (-8.24%) | $529,500 (+6.52%) Building $529,500 | $627,095 |
| 2023 | $6,751.00 | $497,100 Building $497,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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