154 S Main St, Ridgeway, OH 43345 Property Records

Hardin County property record for 154 S Main St, Ridgeway, OH 43345

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,992 sqft · built 1900
Lot Size	0.409 acres (17,820 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Oct 2015)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-170088.0000`

Property Details

APN / Parcel Number

Primary APN	`19-170088.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,244 sqft
Upper Floors Area	748 sqft
Attic	Attic
Attic Area	192 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,820 sqft (0.409 acres)
Lot Dimensions	165 ft deep x 108 ft wide
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Patio Area	75 sqft
Canopy	75 sqft
Lean-To	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	154 S MAIN ST
City	RIDGEWAY
State	OH
Zip	43345-9563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG N PT 87 ALL 86 86-87
Legal Subdivision	VILLAGE OF RIDGEWAY
Jurisdiction	HARDIN OH
Township / Civil Division	HALE
Census Block Group	3
Census Block	3080
Census Tract	700

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 S MAIN ST, RIDGEWAY, OH 43345-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LIBERTY NATIONAL MORTGAGE CORP
Apr 6, 2017	Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2015 · Amount on Record
Deed Sale	Oct 2, 2015 · Amount on Record
Prior Sale	Aug 19, 2013 · Amount on Record
Last Transfer Date	Dec 22, 2021
Transfer Doc	00563/1716
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN OH
Recording Date	Dec 22, 2021
Property Address	154 S MAIN ST, RIDGEWAY, OH 43345-9563
Document Number	00563/1716
Book / Page	563 / 1716
Instrument Date	Dec 17, 2021
Instrument	202100004729
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	154 S MAIN ST, RIDGEWAY, OH 43345-9563

Mortgage

Document Number	202100004730
Date	Dec 22, 2021
Instrument	202100004730

Lender

Name	LIBERTY NATIONAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	154 S MAIN ST, RIDGEWAY, OH 43345-9563
Transaction Type	Mortgage
Record Updated	Feb 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700088839
Date	Apr 6, 2017
Book Page	543/1188
Instrument	201700088839

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	KENTON, OH 43326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 22, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Hale Township
Municipality	Ridgeway Village
Unified School District	Ridgemont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00 (-2.6%)	$44,890 (-) Land $3,170 Building $41,720
2024	$1,766.00 (+1.2%) Homeowner's exemption	$44,890 (-) Land $3,170 Building $41,720
2023	$1,745.00 (+6.47%) Homeowner's exemption	$44,890 (+26.74%) Land $3,170 Building $41,720	$128,260 (+26.74%) Land $9,060 Building $119,200
2022	$1,639.00 Homeowner's exemption	$35,420 Land $2,700 Building $32,720
2020			$101,200 Land $7,710 Building $93,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Byhalia.net Fixed Wireless	100 / 25

May also be available: Speedwavz.

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