154 S Main St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 154 S Main St, Athol, MA 01331

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 3,288 sqft · built 1930
Lot Size0.31 acres (13,500 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jul 2020)
Tax Bill$3,905 (2026)
Deeds & MortgagesJan 2026 Mortgage
Jan 2024 Refinance
+ 3 more
APNATHO M:00023 B:00142 L:00000

Property Details

APN / Parcel Number

Primary APNATHO M:00023 B:00142 L:00000
Alternative APN
  • 1645

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area3,288 sqft Living Area
Gross Area6,421 sqft
Basement Area1,467 sqft
Unfinished Basement1,467 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,500 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number1645
Street Address154 S MAIN ST
CityATHOL
StateMA
Zip01331-2158
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRA
Legal Block142
JurisdictionATHOL MA
Township / Civil DivisionATHOL
Census Block Group3
Census Block3010
Census Tract703200

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address154 S MAIN ST, ATHOL, MA 01331-2158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 16, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
LADERA LENDING
Sep 14, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
USA VETERANS ADMIN
Apr 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
Jul 2, 2020Quit Claim Deed, Transfer · VA Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2020 · Amount on Record
Deed SaleJul 2, 2020 · Amount on Record
Prior SaleNov 6, 2000 · Amount on Record
Deed Document Number202071039
Deed Book / Page62724 / 274
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address154 S MAIN ST, ATHOL, MA 01331-2158
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073096-78
DateJan 16, 2026
Book Page73096/78
Instrument4214
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address154 S MAIN ST, ATHOL, MA 01331-2158
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070095-170
DateJan 16, 2024
Book Page70095/170
Instrument3270
Lender
NameLADERA LENDING
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address154 S MAIN ST, ATHOL, MA 01331-2158
Transaction TypeMortgage
Record UpdatedSep 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number068207-268
DateSep 14, 2022
Book Page68207/268
Instrument100623
Lender
NameUSA VETERANS ADMIN
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term337 Months
DueOct 1, 2050

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Property Address154 S MAIN ST, ATHOL, MA 01331-2158
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number64977-53
DateApr 20, 2021
Book Page64977/53
Instrument54353
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueMay 1, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionATHOL MA
Recording DateJul 2, 2020
Property Address154 S MAIN ST, ATHOL, MA 01331-2158
Document Number62724-274
Book / Page62724 / 274
Instrument DateJul 2, 2020
Instrument71039
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 S MAIN ST, ATHOL, MA 01331-2158

Mortgage

Document Number71040
DateJul 2, 2020
Instrument71040
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionAthol Town
Unified School DistrictAthol-Royalston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,905.00 (+7.75%)$308,200 (+8.1%) Land $39,200 Building $269,000$375,199
2025$3,624.00 (+1.4%)$285,100 (+2.33%) Land $37,700 Building $247,400
2024$3,574.00 (+7.94%)$278,600 (+18.15%) Land $37,700 Building $240,900
2023$3,311.00$235,800 Land $27,300 Building $208,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHOL DPW WATER DIVISION
serves 10,587 people · EPA ID MA1015000
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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