154 Riverside Dr NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 154 Riverside Dr NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.097 acres (4,230 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2022)
Tax Bill	$3,070 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.00664.00`

Property Details

APN / Parcel Number

Primary APN	`17.00664.00`

Exterior

Lot Area	4,230 sqft (0.097 acres)

Location & Zoning

Street Address	154 RIVERSIDE DR NE
City	SAINT CLOUD
State	MN
Zip	56304-0436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 RIVER-SIDE LOT-017 BLOCK-008 NLY 45 FT OF SLY 98.45 FT OF A TRACT OF LAND LYING NLY OF & ADJ TO LOT
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	RIVER-SIDE
Legal Block	8
Legal Lot Number	17
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4036
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERETT FINANCIAL INC
Aug 11, 2022	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	2022462262
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	154 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	TRI COUNTY ABSTRACT AGENCY LLC, TRI COUNTY ABSTRACT AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000462264
Date	Aug 11, 2022
Instrument	462264

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Aug 11, 2022
Property Address	154 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436
Document Number	0000462262
Instrument Date	Aug 5, 2022
Instrument	462262
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436

Mortgage

Document Number	0000462263
Date	Aug 11, 2022
Instrument	462263

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,070.00 (+37.18%)	$196,800 (-) Land $25,000 Building $171,800	$196,800 (-) Land $25,000 Building $171,800
2023	$2,238.00	$196,800 Land $25,000 Building $171,800	$196,800 Land $25,000 Building $171,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks.

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