154 Rivergate Dr, Franklin, TN 37064 Property Records

Williamson County property record for 154 Rivergate Dr, Franklin, TN 37064

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,170 sqft · built 1986
Lot Size0.373 acres (16,264 sqft)
OwnerIndividual Name on Record
Last Sale$489,000 (Dec 2023)
Tax Bill$2,480 (2025)
Deeds & MortgagesJun 2026 Mortgage
May 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN089J-C-024.00-000

Property Details

APN / Parcel Number

Primary APN089J-C-024.00-000
Alternative APNs
  • 094089J C 02400
  • 226515

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,170 sqft Living Area
Gross Area1,482 sqft
1st Floor Area1,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,264 sqft (0.373 acres)
Lot Dimensions152 ft deep x 107 ft wide
Garage TypeAttached
Garage Area312 sqft
DrivewayDriveway

Exterior Amenities

PorchFinished/Open Porch
Porch Area110 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address154 RIVERGATE DR
CityFRANKLIN
StateTN
Zip37064-5541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD RIVERVIEW PARK SEC 6 PB 594 PG 493 LOT 0624
Legal SubdivisionRIVERVIEW PARK
Legal Lot Number0624
JurisdictionWILLIAMSON TN
Township / Civil Division12
Census Block Group1
Census Block1035
Census Tract50907

Owner

Source: Williamson County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address154 RIVERGATE DR, FRANKLIN, TN 37064-5541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 13, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 20, 2023Warranty Deed, Transfer · ARM
FIRSTBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2023 · Amount on Record
Deed SaleDec 20, 2023 · Amount on Record
Prior SaleDec 21, 1998 · Amount on Record
Deed Document Number202336214
Deed Book / Page9389 / 262
Last Transfer DateMay 1, 2026
Transfer Doc0000016797
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TN
Recording DateJun 1, 2026
Property Address154 RIVERGATE DR, FRANKLIN, TN 37064-5541
Document Number0000019301
Book / Page10041 / 243
Instrument DateMay 22, 2026
Instrument202619301
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPENNYMAC LOAN SERVICES LLC, PENNYMAC LOAN SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 RIVERGATE DR, FRANKLIN, TN 37064-5541

Mortgage

Document Number0000019301,
DateJun 1, 2026
Book Page10041/243
Instrument202619301
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.23%
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWILLIAMSON TN
Recording DateMay 13, 2026
Property Address154 RIVERGATE DR, FRANKLIN, TN 37064-5541
Document Number0000016797
Book / Page10024 / 226
Instrument DateMay 1, 2026
Instrument202616797
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 RIVERGATE DR, FRANKLIN, TN 37064-5541

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILLIAMSON TN
Recording DateDec 20, 2023
Property Address154 RIVERGATE DR, FRANKLIN, TN 37064-5541
Document Number0093890262
Book / Page9389 / 262
Map ReferenceMB 594 PG 493
Instrument DateDec 19, 2023
Instrument23036214
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyBANKERS TITLE AND ESCROW-CLARKSV, BANKERS TITLE & ESCROW CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,809.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 RIVERGATE DR, FRANKLIN, TN 37064-5541

Mortgage

Document Number0023036215
DateDec 20, 2023
Instrument23036215
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2054
Interest
Change Frequency10 Years

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWilliamson County
MunicipalityFranklin City
Elementary School DistrictFranklin Special School District (PK - 08)
Secondary School DistrictWilliamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,480.00$120,200 (+55.1%) Land $55,000 Building $65,200$480,800 (+55.1%) Land $220,000 Building $260,800
2023$1,670.00 (-20.82%)$77,500 (-) Land $21,250 Building $56,250$310,000 (-) Land $85,000 Building $225,000
2022$2,109.00$77,500 Land $21,250 Building $56,250$310,000 Land $85,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPT
serves 77,222 people · EPA ID TN0000246
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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