154 Ridge Rd, Smithfield, RI 02917 Property Records

Smithfield Town property record for 154 Ridge Rd, Smithfield, RI 02917

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,414 sqft · built 1964
Lot Size0.739 acres (32,191 sqft)
OwnerIndividual Name on File
Tax Bill$4,610 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN6-0520-74

Property Details

APN / Parcel Number

Primary APN6-0520-74
Alternative APNs
  • SMIT M:42 B:000 L:071-A U
  • M:42 B:000 L:071=A U

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,414 sqft Living Area
Gross Area2,680 sqft
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,191 sqft (0.739 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number6-0520-74
Street Address154 RIDGE RD
CitySMITHFIELD
StateRI
Zip02917-2517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMED
Legal Lot Number71-A
JurisdictionSMITHFIELD RI
Township / Civil DivisionSMITHFIELD
Census Block Group4
Census Block4037
Census Tract12602

Owner

154 Ridge Rd is owned and occupied by an individual.

Source: Smithfield Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address154 RIDGE RD, SMITHFIELD, RI 02917-2517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Recording DateMay 1, 2026
Property Address154 RIDGE RD, SMITHFIELD, RI 02917-2517
Document Number001590-210
Book / Page1590 / 210
Instrument DateApr 22, 2026
Instrument20261050
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 RIDGE RD, SMITHFIELD, RI 02917-2517

Mortgage

Document Number0000001050,
DateMay 1, 2026
Book Page1590/210
Instrument20261050
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 1, 2046
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 154 Ridge Rd was $4,610.

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSmithfield Town
Unified School DistrictSmithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,610.00$372,100 Land $162,300 Building $209,800$432,260
2023$4,109.00 (+2.7%)$299,500 (-) Land $137,400 Building $162,100
2022$4,001.00$299,500 Land $137,400 Building $162,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1979–2010)
Claims Outside the SFHA6 of 8
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHFIELD WATER SUPPLY BOARD
serves 9,460 people · EPA ID RI1615616
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

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