154 Pine St, Spring City, TN 37381 Property Records

Rhea County property record for 154 Pine St, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,128 sqft · built 1992
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$131,500 (Nov 2024)
Tax Bill	$802 (2021)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072030E B 00300`

Property Details

APN / Parcel Number

Primary APN	`072030E B 00300`
Alternative APN	`030E B 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	154 PINE ST
City	SPRING CITY
State	TN
Zip	37381-5062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: EDGEWOOD HILLS; BLOCK: C
Legal Subdivision	EDGEWOOD HILLS
Legal Block	C
Legal Lot Number	26
Jurisdiction	RHEA TN
Township / Civil Division	2
Census Block Group	3
Census Block	3026
Census Tract	975100

Owner

Source: Rhea County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	154 PINE ST, SPRING CITY, TN 37381-5062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 14, 2024	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	202425905
Deed Book / Page	529 / 302
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Recording Date	Jul 2, 2026
Property Address	154 PINE ST, SPRING CITY, TN 37381-5062
Document Number	0000034070
Book / Page	753 / 530
Instrument Date	Jun 22, 2026
Instrument	202634070
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 PINE ST, SPRING CITY, TN 37381-5062

Mortgage

Document Number	0000034070,
Date	Jul 2, 2026
Book Page	753/530
Instrument	202634070

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Nov 14, 2024
Property Address	154 PINE ST, SPRING CITY, TN 37381-5062
Document Number	0000025905
Book / Page	529 / 302
Map Reference	MB 3 PG 39
Instrument Date	Nov 13, 2024
Instrument	24025905
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	TITLE INSURANCE COMPANY OF MIN, TITLE INSURANCE COMPANY OF C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$486.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 PINE ST, SPRING CITY, TN 37381-5062

Mortgage

Document Number	0000025906
Date	Nov 14, 2024
Instrument	24025906

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RHEA TN
Recording Date	Jul 31, 2017
Property Address	154 PINE ST, SPRING CITY, TN 37381-5062
Document Number	0000002696
Book / Page	000459 / 000273
Instrument Date	Jul 31, 2017
Instrument	2696
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	166 MAIN ST DAYTON TN 373211325, DAYTON, TN 37321-1325

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RHEA TN
Recording Date	Jul 7, 2017
Property Address	154 PINE ST, SPRING CITY, TN 37381-5062
Document Number	0000002384
Book / Page	000458 / 000547
Instrument Date	Jun 30, 2017
Instrument	2384
Transaction Type	Transfer
Record Updated	Jul 13, 2017

Transaction

Amount	Amount Recorded
Tax	$277.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 PINE ST SPRING CITY TN 373815062, SPRING CITY, TN 37381-5062

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Municipality	Spring City Town
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,325 (-) Land $3,450 Building $34,875
2024		$38,325 (+77.02%) Land $3,450 Building $34,875	$153,300 (+77.02%) Land $13,800 Building $139,500
2022		$21,650 Land $2,300 Building $19,350	$86,600 Land $9,200 Building $77,400
2021	$802.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING CITY WATER SYSTEM serves 2,920 people · EPA ID TN0000656
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Jan 2012
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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