154 Old Mill Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 154 Old Mill Rd, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1996
Lot Size	8.11 acres (353,272 sqft)
Owner	2 Company Names on Record
Last Sale	$363,000 (Mar 2023)
Tax Bill	$4,946 (2026)
Deeds & Mortgages	Mar 2023 Sale Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`432689 56.-1-7.2`

Property Details

APN / Parcel Number

Primary APN	`432689 56.-1-7.2`
Alternative APNs	`268905600000010070020000` `435J197015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	353,272 sqft (8.11 acres)
Garage Type	Basement
Porch	Slab
Porch Area	324 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	435J197015
Street Address	154 OLD MILL RD
City	COBLESKILL
State	NY
Zip	12043-5937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	1
Legal Lot Number	7.002
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	1
Census Block	1014
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	154 OLD MILL RD, COBLESKILL, NY 12043-5937
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer
Jun 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage FIRST NEW YORK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Jul 9, 2001 · Amount on Record
Deed Document Number	2023820900
Deed Book / Page	1187 / 56
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Mar 28, 2023
Property Address	154 OLD MILL RD, COBLESKILL, NY 12043-5937
Document Number	0001187/56
Book / Page	1187 / 56
Instrument Date	Mar 24, 2023
Instrument	820900
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	30 CLERMONT ST, ALBANY, NY 12203-2403

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	154 OLD MILL RD, COBLESKILL, NY 12043-5937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1883/44
Date	Jun 22, 2020
Book Page	1883/44
Instrument	776158

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,946.00 (+6.09%) Homeowner's exemption
2025	$4,662.00 (+17.28%)	$102,600 (-) Land $6,900 Building $95,700	$209,388 (+16.33%) Land $14,082 Building $195,306
2023		$102,600 Land $6,900 Building $95,700	$180,000 Land $12,105 Building $167,895
2020	$3,975.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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