Clearfield County property record for 154 Oak St, Smithmill, PA 16680
| Property Type | Single Family Home |
|---|---|
| Details | built 1900 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,500 (Aug 2024) |
| Tax Bill | $1,793 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | K16-511-00021 |
| Primary APN | K16-511-00021 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 12,196 sqft (0.28 acres) |
| Account Number | 118038497 |
|---|---|
| Street Address | 154 OAK ST |
| City | SMITHMILL |
| State | PA |
| Zip | 16680-1020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H, G, BLDG & L |
| Legal Subdivision | OAK STREET |
| Jurisdiction | CLEARFIELD PA |
| Township / Civil Division | GULICH |
| Census Block Group | 4 |
| Census Block | 4063 |
| Census Tract | 331700 |
Source: Clearfield County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 254, SMITHMILL, PA 16680-0254 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SNARE AND ASSOCIATES MORTGAGE SVCS LLC |
| Mar 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RELIANCE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2024 · Amount on Record |
| Deed Sale | Aug 22, 2024 · Amount on Record |
| Prior Sale | Apr 10, 2007 · Amount on Record |
| Deed Document Number | 202410071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Property Address | 154 OAK ST, SMITHMILL, PA 16680-1020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201803461 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 201803461 |
| Name | SNARE AND ASSOCIATES MORTGAGE SVCS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOLLIDAYSBURG, PA 16648 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Property Address | 154 OAK ST, SMITHMILL, PA 16680-1020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Title Company | UNITED ONE RESOURCES, UNITED ONE RESOURCES PROP |
| Name | Verified Name |
|---|
| Document Number | 0202303648 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 202303648 |
| Name | RELIANCE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ALTOONA, PA 16601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 5, 2043 |
Source: Clearfield County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clearfield County |
| County Subdivision | Gulich Township |
| Unified School District | Moshannon Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,793.00 (+0.06%) | $26,900 (+1%) Land $1,850 Building $25,050 | |
| 2025 | $1,792.00 (+433.33%) | ||
| 2024 | $336.00 | $13,450 (-) Land $925 Building $12,525 | |
| 2023 | $336.00 | $13,450 Land $925 Building $12,525 | |
| 1987 | $107,600 Land $7,400 Building $100,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 84% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUTZDALE MUNICIPAL AUTHORITY serves 8,410 people · EPA ID PA6170023 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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