Contra Costa County property record for 154 Norman Ave, Concord, CA 94520
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,099 sqft · built 1918 |
| Lot Size | 0.157 acres (6,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,000 (Oct 2008) |
| Tax Bill | $3,939 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-311-040-8 |
| Primary APN | 100-311-040-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,099 sqft Living Area |
| 1st Floor Area | 980 sqft |
| 2nd Floor Area | 119 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 6,825 sqft (0.157 acres) |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 154 NORMAN AVE |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94520-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | MAP OF CLYDE LOT 18 BLK 7 & POR TR ADJ |
| Legal Subdivision | CLYDE |
| Legal Block | 7 |
| Legal Lot Number | 18 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 315000 |
Source: Contra Costa County records · APN 100-311-040-8
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 154 NORMAN AVE, CONCORD, CA 94520-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC |
| Mar 10, 2017 | Deed of Trust, Mortgage CEFCU |
| Oct 12, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Jun 16, 2022 | Intrafamily Transfer, Transfer |
| May 06, 2020 | Quit Claim Deed, Transfer CALIFORNIA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2008 · Amount on Record |
| Deed Sale | Oct 08, 2008 · Amount on Record |
| Prior Sale | Oct 08, 2008 · Amount on Record |
| Deed Document Number | 2008221022 |
| Last Transfer Date | Jun 07, 2022 |
| Transfer Doc | 0000099992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 10, 2026 |
| Property Address | 154 NORMAN AVE, CONCORD, CA 94520-1105 |
| Document Number | 0000060846 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202660846 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 154 NORMAN AVE, CONCORD, CA 94520-1105 |
| Document Number | 0000060846, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202660846 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 154 NORMAN AVE, CONCORD, CA 94520-1105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043118 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 2017-043118 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Address | PEORIA, IL 61607 |
| Amount | Amount Recorded |
|---|---|
| Term | 124 Months |
| Due | Jul 07, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 12, 2022 |
| Property Address | 154 NORMAN AVE, CONCORD, CA 94520-1105 |
| Document Number | 0000152807 |
| Map Reference | MB 17 PG 358-360 |
| Instrument Date | Oct 04, 2022 |
| Instrument | 2022-152807 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 NORMAN AVE, CONCORD, CA 94520-1105 |
| Document Number | 0000152808 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2022-152808 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 16, 2022 |
| Property Address | 154 NORMAN AVE, CONCORD, CA 94520-1105 |
| Document Number | 0000099992 |
| Map Reference | MB 17 PG 358-360 |
| Instrument Date | Jun 07, 2022 |
| Instrument | 2022-099992 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1633 OLYMPIA ST, CONCORD, CA 94521-1043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | May 06, 2020 |
| Property Address | 154 NORMAN AVE, CONCORD, CA 94520-1105 |
| Document Number | 0000085536 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 85536 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 SILVER CHIEF WAY DANVILLE CA 945264934, DANVILLE, CA 94526-4934 |
| Document Number | 85537 |
|---|---|
| Date | May 06, 2020 |
| Instrument | 85537 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 05, 2050 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $277,251 (+2%) Land $210,150 Building $67,101 | |
| 2025 | $3,939.00 (+4.4%) | $271,816 (+4.04%) Land $206,030 Building $65,786 |
| 2023 | $3,773.00 (+0.86%) | $261,264 Land $198,031 Building $63,233 |
| 2022 | $3,741.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding |
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 191 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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