Alleghany County property record for 154 N Main St, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,338 sqft · built 1959 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Dec 2021) |
| Tax Bill | $651 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3071602257 |
| Primary APN | 3071602257 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Basement Area | 1,338 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 21,344 sqft (0.49 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Patio Area | 18 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 81524 |
|---|---|
| Street Address | 154 N MAIN ST |
| City | SPARTA |
| State | NC |
| Zip | 28675-8894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TOWN |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 950200 |
154 N Main St is owned by an individual who bought it in December 2021.
Source: Alleghany County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 125 SKYLAND DR, SPARTA, NC 28675-9070 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Sep 2, 2022 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Dec 7, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | Jun 26, 2013 · Amount on File |
| Deed Document Number | 20213568 |
| Deed Book / Page | 425 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 154 N MAIN ST, SPARTA, NC 28675-8894 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 154 N MAIN ST, SPARTA, NC 28675-8894 |
| Document Number | 00452/1971 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 452/1971 |
| Instrument | 2025001985 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 113 W MAIN ST, INDEPENDENCE, VA 24348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 154 N MAIN ST, SPARTA, NC 28675-8894 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1413, SPARTA, NC 28675-1413 |
| Document Number | 00431/1089 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 431/1089 |
| Instrument | 2095 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, NC 28675 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Dec 7, 2021 |
| Property Address | 154 N MAIN ST, SPARTA, NC 28675-8894 |
| Document Number | 000425/188 |
| Book / Page | 425 / 188 |
| Map Reference | MB 142 PG 472 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 3568 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 LITTLE RIVER DR, 73, SPARTA, NC 28675-9661 |
| Name | Verified Name |
|---|---|
| Address | 154 N MAIN ST, SPARTA, NC 28675-8894 |
The 2026 property tax bill for 154 N Main St was $651, up 1.6% from the year before.
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651.00 (+1.56%) | $86,700 Land $24,900 Building $61,800 | $86,700 Land $24,900 Building $61,800 |
| 2025 | $641.00 | ||
| 2023 | $86,700 Land $24,900 Building $61,800 | $86,700 Land $24,900 Building $61,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 N Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2018–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 154 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010 |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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