154 Mountain Ave, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 154 Mountain Ave, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,574 sqft · built 1930
Lot Size	0.195 acres (8,499 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Apr 2021)
Tax Bill	$11,678 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-00142-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`18-00142-0000-00008`
Alternative APN	`180014200008`

Interior

Stories	2 Stories
Building Area	1,574 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	8,499 sqft (0.195 acres)
Lot Dimensions	170 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	154 MOUNTAIN AVE
City	SOMERVILLE
State	NJ
Zip	08876-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	142
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	50100

Owner

154 Mountain Ave is owned and occupied by an individual who bought it in April 2021.

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	154 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Mar 30, 1995 · Amount on File
Deed Document Number	202126736
Deed Book / Page	7336 / 146
Record Updated	Sep 20, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 26, 2021
Property Address	154 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1435
Document Number	0000026736
Book / Page	7336 / 146
Instrument Date	Apr 12, 2021
Instrument	2021026736
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,447.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 RIVER ST SIDE AVE4L, 28, RED BANK, NJ 07701-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1435

Mortgage

Document Number	0000026737
Date	Apr 26, 2021
Instrument	2021026737

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	154 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026262
Date	Jul 6, 2017
Book Page	6971/1807
Instrument	2017026262

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 154 Mountain Ave was $11,678, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,300 (-) Land $139,500 Building $146,800	$286,300 (-) Land $139,500 Building $146,800
2025	$11,678.00 (+3.19%)	$286,300 Land $139,500 Building $146,800	$286,300 Land $139,500 Building $146,800
2024	$11,317.00
2023		$286,300 Land $139,500 Building $146,800	$286,300 Land $139,500 Building $146,800
2022	$10,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Mountain Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Mountain Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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