154 Michael Ave, Saint Helens, OR 97051 Property Records

Columbia County property record for 154 Michael Ave, Saint Helens, OR 97051

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,334 sqft · built 1956
Lot Size	0.21 acres (9,130 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2026)
Tax Bill	$3,163 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4105-AD-11500`

Property Details

APN / Parcel Number

Primary APN	`4105-AD-11500`
Alternative APNs	`201041050141150000` `4N1W05AD11500` `11790`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1961
Lot Area	9,130 sqft (0.21 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	11790
Street Address	154 MICHAEL AVE
City	SAINT HELENS
State	OR
Zip	97051-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SH:R7
Legal Description	WHITE SUBDIVISION BLOCK - 3
Legal Range	1W
Legal Township	4N
Legal Section	05
Legal Subdivision	WHITE SUBDIVISION
Legal Block	3
Jurisdiction	COLUMBIA OR
Township / Civil Division	ST. HELENS
Census Block Group	3
Census Block	3008
Census Tract	970800

Owner

154 Michael Ave is owned and occupied by two individuals who bought it in March 2026.

Source: Columbia County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	154 MICHAEL AVE, SAINT HELENS, OR 97051-1618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage INROADS FCU
Feb 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 20, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	May 4, 2016 · Amount on File
Deed Document Number	20261428
Prior Transfer Date	Jan 5, 2024
Prior Transfer Doc	0000000112
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	154 MICHAEL AVE, SAINT HELENS, OR 97051-1618
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34844 WILLIE LN, SAINT HELENS, OR 97051-1206

Mortgage

Document Number	0000001360
Date	Feb 14, 2022
Instrument	2022-01360

Lender

Name	INROADS FCU
Type	Credit Union
Address	SAINT HELENS, OR 97051

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	154 MICHAEL AVE, SAINT HELENS, OR 97051-1618
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	DESCHUTES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34844 WILLIE LN, SAINT HELENS, OR 97051-1206

Mortgage

Document Number	0000000944
Date	Feb 25, 2025
Instrument	2025-000944

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA OR
Recording Date	Mar 20, 2026
Property Address	154 MICHAEL AVE, SAINT HELENS, OR 97051-1618
Document Number	0000001428
Instrument Date	Mar 12, 2026
Instrument	2026-01428
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	154 MICHAEL AVE, SAINT HELENS, OR 97051-1618

Mortgage

Document Number	0000001429
Date	Mar 20, 2026
Instrument	2026-01429

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 154 Michael Ave was $3,163.

Source: Columbia County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Columbia County
Municipality	St. Helens City
Unified School District	St. Helens School District 502 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,163.00	$196,330 Land $76,190 Building $120,140	$385,120 Land $132,990 Building $252,130
2023	$3,007.00	$185,070 Land $70,100 Building $114,970	$404,510 Land $138,940 Building $265,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 154 Michael Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1996–2009)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2009 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 2 claims High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Michael Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST HELENS serves 13,410 people · EPA ID OR4100724
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2021
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, CenturyLink, T-Mobile.

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