154 McFall Rd, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 154 McFall Rd, Apalachin, NY 13732

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1957
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Jun 2021)
Tax Bill$3,059 (2026)
Deeds & MortgagesJan 2024 Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN493089 153.06-1-12

Property Details

APN / Parcel Number

Primary APN493089 153.06-1-12
Alternative APNs
  • 308915300600010120000000
  • 00000005856

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000005856
Street Address154 MCFALL RD
CityAPALACHIN
StateNY
Zip13732-3732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number12.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2001
Census Tract20402

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address154 MCFALL RD, APALACHIN, NY 13732-3732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · Line of Credit
CHEMUNG CANAL TRUST CO
Jun 28, 2021Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2021 · Amount on Record
Deed SaleJun 28, 2021 · Amount on Record
Deed Document Number2021-00003107
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address154 MCFALL RD, APALACHIN, NY 13732-3732
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024000000294
DateJan 29, 2024
Instrument20240-00000294
Lender
NameCHEMUNG CANAL TRUST CO
TypeFunding / Finance Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term469 Months
DueFeb 1, 2063
Interest
Rate TypeAdjustable Rate

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionTIOGA NY
Recording DateJun 28, 2021
Property Address154 MCFALL RD, APALACHIN, NY 13732-3732
Document Number2021000003107
Instrument DateJun 24, 2021
Instrument20210-00003107
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 MCFALL RD, APALACHIN, NY 13732-3732

Mortgage

Document Number21000003108
DateJun 28, 2021
Instrument210-00003108
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,059.00 (-0.33%)
2025$3,069.00 (+150.33%)$60,500 (-) Land $7,000 Building $53,500$115,789 (+3.35%) Land $13,397 Building $102,392
2023$60,500 Land $7,000 Building $53,500$112,037 Land $12,963 Building $99,074
2019$1,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims8 (2006–2018)
Claims Outside the SFHA6 of 8
Most Recent ClaimAug 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2018 · 2 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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