154 Maple Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 154 Maple Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1987
Lot Size	8.52 acres (371,175 sqft)
Owner	Company Name on Record
Tax Bill	$1,748 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-0126.0000`

Property Details

APN / Parcel Number

Primary APN	`08-12-0126.0000`
Alternative APN	`33-08-12-0126.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Lot Area	371,175 sqft (8.52 acres)
Terrain	Rolling
Porch	Porch
Porch Area	96 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	154 MAPLE LN
City	BERKELEY SPRINGS
State	WV
Zip	25411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK FOREST S/D SEC II LOT 74 8.521 AC
Legal Subdivision	OAK FOREST S/D
Legal Lot Number	74
Jurisdiction	MORGAN WV
Township / Civil Division	1
Census Block Group	2
Census Block	2006
Census Tract	971001

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3527 WOODBINE ST, CHEVY CHASE, MD 20815-4047
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BK NA
Dec 1, 2020	Deed, Transfer
Jul 29, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 17, 2020
Transfer Doc	000278/694
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Recording Date	May 1, 2026
Property Address	154 MAPLE LN, BERKELEY SPRINGS, WV 25411
Document Number	0000917858
Book / Page	533 / 778
Instrument Date	Apr 28, 2026
Instrument	2026917858
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	8606 BRADMOOR DR, BETHESDA, MD 20817-3633

Mortgage

Document Number	0000917858,
Date	May 1, 2026
Book Page	533/778
Instrument	2026917858

Lender

Name	CAPITAL BK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2031

Interest

Rate	6.46%
Max Rate	-1%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Dec 1, 2020
Property Address	154 MAPLE LN, BERKELEY SPRINGS, WV 25411
Document Number	000278/694
Book / Page	278 / 694
Instrument Date	Nov 17, 2020
Instrument	872013
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 WOODBINE ST, CHEVY CHASE, MD 20815-4047

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Jul 29, 2020
Property Address	154 MAPLE LN, BERKELEY SPRINGS, WV 25411
Document Number	000276/914
Book / Page	276 / 914
Instrument Date	Sep 1, 2019
Instrument	868716
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 WOODBINE ST, CHEVY CHASE, MD 20815-4047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,748.00 (+5.68%)	$88,140 (+5.91%) Land $25,800 Building $62,340	$146,900 (+5.91%) Land $43,000 Building $103,900
2025	$1,654.00 (+9.68%)	$83,220 (+10.43%) Land $25,800 Building $57,420	$138,700 (+10.43%) Land $43,000 Building $95,700
2023	$1,508.00 (+0.8%)	$75,360 (+0.8%) Land $23,880 Building $51,480	$125,600 (+0.8%) Land $39,800 Building $85,800
2022	$1,496.00	$74,760 Land $23,880 Building $50,880	$124,600 Land $39,800 Building $84,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 46% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

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