Schenectady County and Schenectady City property record for 154 Manchester Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,848 sqft · built 1991 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jan 2021) |
| Tax Bill | $7,159 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.63-2-68.1 |
| Primary APN | 421500 60.63-2-68.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 828 sqft |
| 2nd Floor Area | 1,020 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 192 sqft |
| Porch | Slab |
| Porch Area | 224 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 154 MANCHESTER RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | VACANT LOT |
| Legal Block | 2 |
| Legal Lot Number | 68.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21802 |
154 Manchester Rd is owned by an individual who bought it in January 2021.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 155 MANCHESTER RD, SCHENECTADY, NY 12304-3904 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 30, 2021 | Deed of Trust, Mortgage M & T BANK |
| Jan 11, 2021 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on File |
| Deed Sale | Jan 11, 2021 · Amount on File |
| Deed Document Number | 20211113 |
| Deed Book / Page | 2049 / 808 |
| Prior Transfer Date | Jan 4, 2021 |
| Prior Transfer Doc | 0000001113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 154 MANCHESTER RD, SCHENECTADY, NY 12304-3903 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 154 MANCHESTER RD, SCHENECTADY, NY 12304-3903 |
| Document Number | 0000045967 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 5323/77 |
| Instrument | 202345967 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 154 MANCHESTER RD, SCHENECTADY, NY 12304-3903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048595 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 5151/506 |
| Instrument | 202148595 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 11, 2021 |
| Property Address | 154 MANCHESTER RD, SCHENECTADY, NY 12304-3903 |
| Document Number | 0000001113 |
| Book / Page | 2049 / 808 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 202101113 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 MANCHESTER RD, 154, SCHENECTADY, NY 12304-3903 |
| Name | Verified Name |
|---|---|
| Address | 154 MANCHESTER RD, SCHENECTADY, NY 12304-3903 |
| Document Number | 0000001114 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 202101114 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 154 Manchester Rd was $7,159, up 1.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,159.00 (+1.82%) | ||
| 2025 | $7,031.00 | $145,000 Land $21,800 Building $123,200 | $240,106 Land $36,099 Building $204,007 |
| 2023 | $145,000 (-) Land $21,800 Building $123,200 | $183,544 (+3.8%) Land $27,595 Building $155,949 | |
| 2022 | $145,000 Land $21,800 Building $123,200 | $176,829 Land $26,585 Building $150,244 | |
| 2021 | $6,757.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Manchester Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 154 Manchester Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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