154 Main St, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 154 Main St, Worcester, NY 12197

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (Jul 2022)
Tax Bill	$3,773 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`366600 199.18-3-6.00`

Property Details

APN / Parcel Number

Primary APN	`366600 199.18-3-6.00`
Alternative APNs	`660019901800030060000000` `480612952`

Interior

Units	4 Units

Exterior

Lot Area	3,049 sqft (0.07 acres)
Lot Width	25 ft Width

Location & Zoning

Account Number	480612952
Street Address	154 MAIN ST
City	WORCESTER
State	NY
Zip	12197-1938
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RHD
Legal Block	3
Legal Lot Number	6.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3002
Census Tract	590702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Worcester Historic District listed 1975 · 24 contributing resources · NRIS 75001221

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	953 E GRAND ST, ELIZABETH, NJ 07201-2615
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Jul 26, 2001 · Amount on Record
Deed Document Number	20223859
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 14, 2022
Property Address	154 MAIN ST, WORCESTER, NY 12197-1938
Document Number	0000000859
Instrument Date	Jun 28, 2022
Instrument	2022-3859
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 E GRAND ST, ELIZABETH, NJ 07201-2615

Mortgage

Document Number	0000000860
Date	Jul 14, 2022
Instrument	2022-3860

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,773.00	$45,000 (-) Land $4,000 Building $41,000	$109,489 (+11.92%) Land $9,732 Building $99,757
2023		$45,000 Land $4,000 Building $41,000	$97,826 Land $8,696 Building $89,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER WD #2 - WORCESTER serves 656 people · EPA ID NY3800160
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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