154 Ludlam St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 154 Ludlam St, Lowell, MA 01850

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,833 sqft · built 1910
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$12,500 (Oct 1961)
Tax Bill$5,025 (2025)
Deeds & MortgagesJul 2017 Transfer
Mar 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM07730

Property Details

APN / Parcel Number

Primary APNM07730
Alternative APNs
  • LOWE M:173 B:3735 L:154
  • M:000173 T:M07730

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,833 sqft Living Area
Gross Area3,616 sqft
1st Floor Area921 sqft
Basement Area921 sqft
Unfinished Basement921 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account NumberM07730
Street Address154 LUDLAM ST
CityLOWELL
StateMA
Zip01850-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block3735
Legal Lot Number154
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3000
Census Tract310300

Owner

Source: Middlesex County and Lowell City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address154 LUDLAM ST, LOWELL, MA 01850-1508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2017Quit Claim Deed, Transfer
Quitclaim
Mar 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
JEANNE D'ARC CU
Jan 23, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 1961 · Amount on Record
Deed SaleOct 11, 1961 · Amount on Record
Record UpdatedSep 20, 2026

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 17, 2017
Property Address154 LUDLAM ST, LOWELL, MA 01850-1508
Document Number31295-23
Book / Page031295 / 000023
Instrument DateJun 8, 2017
Instrument30393
Transaction TypeTransfer
Record UpdatedAug 8, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 LUDLAM ST LOWELL MA 018501508, LOWELL, MA 01850-1508

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address154 LUDLAM ST, LOWELL, MA 01850-1508
Document Number30992-163
Book / Page030992 / 000163
Instrument DateMar 8, 2017
Transaction TypeMortgage
Record UpdatedApr 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number30992-163
DateMar 24, 2017
Book Page030992/000163
Instrument11915
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 23, 2027

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 23, 2017
Property Address154 LUDLAM ST, LOWELL, MA 01850-1508
Document Number30858-186
Book / Page030858 / 000186
Instrument DateMar 2, 2016
Instrument3197
Transaction TypeTransfer
Record UpdatedFeb 14, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 LUDLAM ST LOWELL MA 018501508, LOWELL, MA 01850-1508

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,025.00 (+0.32%)$437,700 (+4.07%) Land $158,000 Building $279,700$352,355 (-23.3%)
2024$5,009.00 (+6.42%)$420,600 (+10.98%) Land $157,000 Building $263,600$459,420
2023$4,707.00$379,000 Land $136,500 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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