Union County and Mountainside Borough property record for 154 Locust Ave, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,651 sqft · built 1930 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $452,500 (Aug 2019) |
| Tax Bill | $8,621 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00023-02-00017 |
| Primary APN | 10-00023-02-00017 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,651 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 9,191 sqft (0.211 acres) |
| Old Parcel Number | 1000023B00017 |
|---|---|
| Street Address | 154 LOCUST AVE |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | MOUNTAINSIDE MANOR |
| Legal Block | 23.2 |
| Legal Lot Number | 17 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 38300 |
154 Locust Ave is owned and occupied by two individuals who bought it in August 2019.
Source: Union County and Mountainside Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 154 LOCUST AVE, MOUNTAINSIDE, NJ 07092-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Aug 1, 2019 | Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Prior Sale | Oct 17, 1995 · Amount on File |
| Deed Document Number | 2019315549 |
| Deed Book / Page | 6333 / 2401 |
| Prior Transfer Date | Jul 15, 2010 |
| Prior Transfer Doc | 0058250887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 154 LOCUST AVE, MOUNTAINSIDE, NJ 07092-2608 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0145802591 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 14580/2591 |
| Instrument | 676324 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 154 LOCUST AVE, MOUNTAINSIDE, NJ 07092-2608 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | BONAFIDE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0151152397 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 15115/2397 |
| Instrument | 26258 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 1, 2019 |
| Property Address | 154 LOCUST AVE, MOUNTAINSIDE, NJ 07092-2608 |
| Document Number | 0063332401 |
| Book / Page | 006333 / 002401 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 315549 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $452.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 LOCUST AVE MOUNTAINSIDE NJ 070922608, MOUNTAINSIDE, NJ 07092-2608 |
The 2025 property tax bill for 154 Locust Ave was $8,621, up 2.4% from the year before.
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,500 (-) Land $202,000 Building $208,500 | $410,500 (-) Land $202,000 Building $208,500 | |
| 2025 | $8,621.00 (+2.45%) | $410,500 Land $202,000 Building $208,500 | $410,500 Land $202,000 Building $208,500 |
| 2024 | $8,415.00 | ||
| 2023 | $410,500 Land $202,000 Building $208,500 | $410,500 Land $202,000 Building $208,500 | |
| 2022 | $8,197.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Locust Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1979–2011) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 154 Locust Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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