154 Johnstone Trl, Georgetown, KY 40324 Property Records

Scott County property record for 154 Johnstone Trl, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,811 sqft · built 2014
Lot Size0.179 acres (7,802 sqft)
Owner2 Individual Names on Record
Last Sale$261,500 (Nov 2020)
Tax Bill$2,549 (2025)
Deeds & MortgagesMar 2017 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN190-20-139.019

Property Details

APN / Parcel Number

Primary APN190-20-139.019

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,811 sqft Living Area
1st Floor Area1,190 sqft
Basement Area1,885 sqft
Unfinished Basement1,885 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialCombination
Lot Area7,802 sqft (0.179 acres)
Garage TypeAttached
Garage Area394 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address154 JOHNSTONE TRL
CityGEORGETOWN
StateKY
Zip40324-8794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROCKY CREEK FARM
Legal SubdivisionROCKY CREEK FARM
Legal Phase1
Legal Lot Number300
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2002
Census Tract40302

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address154 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2017Deed of Trust, Mortgage
KENTUCKY BANK
Jan 29, 2021Deed of Trust, Mortgage
UNION SAVINGS BANK
Nov 12, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
UNION SAVINGS BANK
Apr 20, 2018Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2020 · Amount on Record
Deed SaleNov 12, 2020 · Amount on Record
Prior SaleApr 20, 2018 · Amount on Record
Deed Document Number2020424177
Deed Book / Page419 / 346
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address154 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1327/704
DateMar 9, 2017
Book PageM1327/704
Instrument366591
Lender
NameKENTUCKY BANK
TypeBank
AddressPARIS, KY 40361
Agreement
AmountAmount Recorded
Term239 Months
DueFeb 27, 2037

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address154 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1576/371
DateJan 29, 2021
Book PageM1576/371
Instrument427538
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT KY
Recording DateNov 12, 2020
Property Address154 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Document NumberD419/346
Book / PageD419 / 346
Map ReferenceCAB 11 PG 56
Instrument DateOct 30, 2020
Instrument424177
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$261.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address154 JOHNSTONE TRL, 154, GEORGETOWN, KY 40324-8794

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 ROSE ST, GEORGETOWN, KY 40324-6188

Mortgage

Document Number424178
DateNov 12, 2020
Instrument424178
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateApr 20, 2018
Property Address154 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Document NumberD396/633
Book / PageD396 / 633
Map ReferenceCAB11 PG56
Instrument DateApr 16, 2018
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyFOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 ELKHORN BEND DR, 121, MIDWAY, KY 40347-9794

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794

Mortgage

Document Number385527
DateApr 20, 2018
Instrument385527
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,200 (-)$286,200 (-)
2025$2,549.00 (+7.51%)$286,200 (+9.45%)$286,200 (+9.45%)
2023$2,371.00 (+4.54%)$261,500 (-) Land $48,000 Building $213,500$261,500 (-) Land $48,000 Building $213,500
2022$2,268.00$261,500 Land $40,000 Building $221,500$261,500 Land $40,000 Building $221,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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