Fluvanna County property record for 154 Jefferson Dr, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,968 sqft · built 2003 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jun 2021) |
| Tax Bill | $2,659 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 3 47 |
| Primary APN | 18A 3 47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 3,452 sqft |
| 1st Floor Area | 1,616 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,115 sqft (0.347 acres) |
| Terrain | Rolling |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10727 |
|---|---|
| Street Address | 154 JEFFERSON DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 210002777 MONTPELIER-3 LOT 47 15,110 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 4 |
| Legal Lot Number | 47 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20103 |
154 Jefferson Dr is owned and occupied by an individual who bought it in June 2021.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 154 JEFFERSON DR, PALMYRA, VA 22963-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 3, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Aug 9, 2018 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on File |
| Deed Sale | Jun 3, 2021 · Amount on File |
| Prior Sale | Aug 9, 2018 · Amount on File |
| Deed Document Number | 20212777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 154 JEFFERSON DR, PALMYRA, VA 22963-2204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|
| Document Number | 0260000229 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 260000229 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jun 3, 2021 |
| Property Address | 154 JEFFERSON DR, PALMYRA, VA 22963-2204 |
| Document Number | 0210002777 |
| Map Reference | DB 80 PG 35 |
| Instrument Date | May 24, 2021 |
| Instrument | 210002777 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 JEFFERSON DR, PALMYRA, VA 22963-2204 |
| Document Number | 0210002778 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 210002778 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Aug 9, 2018 |
| Property Address | 154 JEFFERSON DR, PALMYRA, VA 22963-2204 |
| Document Number | 0001802505 |
| Map Reference | PB 744 PG 410 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 1802505 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 JEFFERSON DR, PALMYRA, VA 22963-2204 |
| Document Number | 0001802506 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 1802506 |
| Name | PRESIDENTIAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.63% |
The 2025 property tax bill for 154 Jefferson Dr was $2,659.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,200 (-) Land $30,000 Building $322,200 | $352,200 (-) Land $30,000 Building $322,200 | |
| 2025 | $2,659.00 | $352,200 Land $30,000 Building $322,200 | $352,200 Land $30,000 Building $322,200 |
| 2023 | $282,600 Land $30,000 Building $252,600 | $282,600 Land $30,000 Building $252,600 | |
| 2022 | $2,385.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Jefferson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 154 Jefferson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures