154 Griffin St, West Point, MS 39773 Property Records

Clay County property record for 154 Griffin St, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,138 sqft · built 1971
Lot Size	0.225 acres (9,818 sqft)
Owner	Individual Name on File
Last Sale	$80,800 (Aug 2019)
Tax Bill	$197 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082D415H 0090000`

Property Details

APN / Parcel Number

Primary APN	`082D415H 0090000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,138 sqft Finished Area
1st Floor Area	1,000 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	9,818 sqft

Location & Zoning

Street Address	154 GRIFFIN ST
City	WEST POINT
State	MS
Zip	39773-2863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 19 BLK 32 W 3 DB 302/493
Legal Range	06E
Legal Township	17
Legal Section	15
Legal Subdivision	WARD 3
Legal Block	32
Legal Lot Number	19
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	3
Census Block	3007
Census Tract	950400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

154 Griffin St is owned and occupied by an individual who bought it in August 2019.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1121, WEST POINT, MS 39773-1121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK
Aug 9, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANCORPSOUTH BANK
Oct 26, 2018	Deed of Trust, Mortgage RENASANT BANK
Aug 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Deed Document Number	20193949
Deed Book / Page	302 / 493
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	154 GRIFFIN ST, WEST POINT, MS 39773-2863
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000515/994
Date	Aug 14, 2019
Book Page	515/994
Instrument	2019003981

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	154 GRIFFIN ST, WEST POINT, MS 39773-2863
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000515/916
Date	Aug 9, 2019
Book Page	515/916
Instrument	2019003950

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	154 GRIFFIN ST, WEST POINT, MS 39773-2863
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	508/419
Date	Oct 26, 2018
Book Page	508/419
Instrument	2018005838

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 20, 2019

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Aug 9, 2019
Property Address	154 GRIFFIN ST, WEST POINT, MS 39773-2863
Document Number	302/493
Book / Page	302 / 493
Instrument Date	Aug 9, 2019
Instrument	2019003949
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 STEVENS GROVE RD, 154, WEST POINT, MS 39773-9265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 E MORROW ST, WEST POINT, MS 39773-7553

Tax Assessment & Valuation

The 2025 property tax bill for 154 Griffin St was $197 with exemptions applied.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$197.00 Additional exemption filed	$5,495 (-) Land $713 Building $4,782	$54,946 (-) Land $7,125 Building $47,821
2024		$5,495 (+18.45%) Land $713 Building $4,782	$54,946 (+18.46%) Land $7,125 Building $47,821
2023	$508.00 (+4.31%)	$4,639 Land $713 Building $3,926	$46,382 Land $7,125 Building $39,257
2022	$487.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 154 Griffin St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Griffin St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN TRIANGLE W/A #2 public/private · serves 187 people · EPA ID MS0130019
Water Source	Purchased groundwater from CITY OF WEST POINT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	2.48 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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