Clay County property record for 154 Gibson Rd, Chloe, WV 25235
| Property Type | Mobile Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Tax Bill | $238 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05805287 |
| Primary APN | 05805287 |
|---|
| Street Address | 154 GIBSON RD |
|---|---|
| City | CHLOE |
| State | WV |
| Zip | 25235-9750 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Jurisdiction | CLAY WV |
| Township / Civil Division | B |
| Census Block Group | 2 |
| Census Block | 2097 |
| Census Tract | 957900 |
Source: Clay County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 154 GIBSON RD, CHLOE, WV 25235-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $238.00 (-5.18%) Homeowner's exemption | $16,893 (-24.83%) Building $16,893 |
| 2023 | $251.00 Homeowner's exemption | $22,473 Building $22,473 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (2015–2016) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 55% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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