154 Elm St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 154 Elm St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,022 sqft · built 1999
Lot Size	1.06 acres (46,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,000 (Dec 1999)
Tax Bill	$15,334 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0009A B:00000 L:0026B`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0009A B:00000 L:0026B`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	4,022 sqft Living Area
Gross Area	7,855 sqft
Basement Area	1,238 sqft
Unfinished Basement	1,238 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,534 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	154 ELM ST
City	GEORGETOWN
State	MA
Zip	01833-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	26B
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2011
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 ELM ST, GEORGETOWN, MA 01833-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOAN ONE MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 1999 · Amount on Record
Deed Sale	Dec 13, 1999 · Amount on Record
Deed Book / Page	16099 / 14
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	154 ELM ST, GEORGETOWN, MA 01833-2517
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041103-180
Date	Aug 1, 2022
Book Page	41103/180
Instrument	20220801003480

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	154 ELM ST, GEORGETOWN, MA 01833-2517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38750-434
Date	Jul 27, 2020
Book Page	38750/434
Instrument	20200727000820

Lender

Name	LOAN ONE MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,334.00 (+24.41%)	$1,114,400 (-) Land $308,400 Building $806,000	$1,131,445 (+22.37%)
2025	$12,325.00 (-1.28%)	$1,114,400 (+12.02%) Land $308,400 Building $806,000	$924,635
2024	$12,485.00 (-0.64%)	$994,800 (+2.76%) Land $212,900 Building $781,900
2023	$12,566.00	$968,100 Land $212,900 Building $755,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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