154 Elm Ave, Imperial Beach, CA 91932 Property Records

San Diego County property record for 154 Elm Ave, Imperial Beach, CA 91932

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,560 sqft · built 2002
Lot Size	0.108 acres (4,696 sqft)
Owner	Individual Name on Record
Last Sale	$955,000 (Nov 2020)
Tax Bill	$13,253 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`625-273-07-01`

Property Details

APN / Parcel Number

Primary APN	`625-273-07-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	4,696 sqft (0.108 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	154 ELM AVE
City	IMPERIAL BEACH
State	CA
Zip	91932-1817
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2000
Legal Description	PAR 1 US 1 PER DOC02-317385&UND INT IN TR PM18933
Legal Subdivision	CINDER OCEAN HOMES
Legal Tract	1018933
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3015
Census Tract	10201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 ELM AVE, IMPERIAL BEACH, CA 91932-1817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Nov 3, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	Jul 23, 2002 · Amount on Record
Deed Document Number	2020683634
Prior Transfer Date	Apr 14, 2005
Prior Transfer Doc	0000344691
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	154 ELM AVE, IMPERIAL BEACH, CA 91932-1817
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	GUARDIAN TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298676
Date	Jun 10, 2020
Instrument	2020-0298676

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	154 ELM AVE, IMPERIAL BEACH, CA 91932-1817
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000474187
Date	Oct 21, 2019
Instrument	2019-0474187

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2020
Property Address	154 ELM AVE, IMPERIAL BEACH, CA 91932-1817
Document Number	0000683634
Instrument Date	Sep 2, 2020
Instrument	2020-0683634
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 ELM AVE, IMPERIAL BEACH, CA 91932-1817
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683635
Date	Nov 3, 2020
Instrument	2020-0683635

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	154 ELM AVE, IMPERIAL BEACH, CA 91932-1817
Document Number	0000473834
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	154 ELM AVE IMPERIAL BEACH CA 919321817, IMPERIAL BEACH, CA 91932-1817

Mortgage

Document Number	0000473834
Date	Nov 14, 2018
Instrument	473834

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 13, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,054,394 (+2%) Land $717,651 Building $336,743
2025	$13,253.00 (+8.54%)	$1,033,721 (+4.04%) Land $703,580 Building $330,141
2023	$12,210.00 (+2.3%)	$993,582 Land $676,260 Building $317,322
2022	$11,936.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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