Bergen County and Saddle River Borough property record for 154 E Saddle River Rd, Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6,648 sqft · built 1999 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,750,000 (Dec 2025) |
| Tax Bill | $28,924 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01701-0000-00044 |
| Primary APN | 58-01701-0000-00044 |
|---|---|
| Alternative APNs |
|
| Building Area | 6,648 sqft Living Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 87,120 sqft |
| Account Number | 057200 |
|---|---|
| Street Address | 154 E SADDLE RIVER RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.00 AC. (11,3-K) |
| Legal Block | 1701 |
| Legal Lot Number | 44 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01701-0000-00044
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 154 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2006 · Amount on Record |
| Deed Document Number | 202590854 |
| Deed Book / Page | 5689 / 1697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 30, 2025 |
| Property Address | 154 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3030 |
| Document Number | 0056891697 |
| Book / Page | 5689 / 1697 |
| Instrument Date | Dec 08, 2025 |
| Instrument | 2025090854 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | ALL JERSEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3030 |
| Name | Verified Name |
|---|---|
| Address | 154 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3030 |
| Document Number | 2025090855 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025090855 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jan 01, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 0.2% |
| Max Rate At Change | 10.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.2% |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,710,800 (-) Land $751,500 Building $1,959,300 | $2,710,800 (-) Land $751,500 Building $1,959,300 | |
| 2025 | $28,924.00 (+2.99%) | $2,710,800 (-) Land $751,500 Building $1,959,300 | $2,710,800 (-) Land $751,500 Building $1,959,300 |
| 2024 | $28,083.00 (+4.22%) | ||
| 2023 | $2,710,800 Land $751,500 Building $1,959,300 | $2,710,800 Land $751,500 Building $1,959,300 | |
| 2022 | $26,945.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030531001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1999–2021) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Sep 2021, river or lake flooding, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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