154 E Saddle River Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 154 E Saddle River Rd, Saddle River, NJ 07458 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6,648 sqft · built 1999
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$2,750,000 (Dec 2025)
Tax Bill	$28,924 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-01701-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`58-01701-0000-00044`
Alternative APNs	`580170100044` `057200`

Interior

Building Area	6,648 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	87,120 sqft

Location & Zoning

Account Number	057200
Street Address	154 E SADDLE RIVER RD
City	SADDLE RIVER
State	NJ
Zip	07458-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.00 AC. (11,3-K)
Legal Block	1701
Legal Lot Number	44
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	1
Census Block	1002
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records · APN 58-01701-0000-00044

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	154 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Jun 20, 2006 · Amount on Record
Deed Document Number	202590854
Deed Book / Page	5689 / 1697
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 30, 2025
Property Address	154 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3030
Document Number	0056891697
Book / Page	5689 / 1697
Instrument Date	Dec 08, 2025
Instrument	2025090854
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	ALL JERSEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$85,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3030

Mortgage

Document Number	2025090855
Date	Dec 30, 2025
Instrument	2025090855

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 01, 2036
Change Frequency	6 Months
Min Rate At Change	0.2%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,710,800 (-) Land $751,500 Building $1,959,300	$2,710,800 (-) Land $751,500 Building $1,959,300
2025	$28,924.00 (+2.99%)	$2,710,800 (-) Land $751,500 Building $1,959,300	$2,710,800 (-) Land $751,500 Building $1,959,300
2024	$28,083.00 (+4.22%)
2023		$2,710,800 Land $751,500 Building $1,959,300	$2,710,800 Land $751,500 Building $1,959,300
2022	$26,945.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.