154 E Main St, Kutztown, PA 19530 Property Records

Berks County property record for 154 E Main St, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,886 sqft · built 1910
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,227 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5443-08-98-2845`

Property Details

APN / Parcel Number

Primary APN	`5443-08-98-2845`
Alternative APNs	`55-5443-08-98-2845` `55003565` `003565`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,886 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55003565
Street Address	154 E MAIN ST
City	KUTZTOWN
State	PA
Zip	19530-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	98
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	1
Census Block	1048
Census Tract	14000

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	154 E MAIN ST, KUTZTOWN, PA 19530-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit FLEETWOOD BANK
Mar 29, 2022	Intrafamily Transfer, Transfer
Mar 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 1986
Deed Sale	Aug 19, 1986
Deed Book / Page	1905 / 1228
Last Transfer Date	Mar 29, 2022
Transfer Doc	0000013088
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	154 E MAIN ST, KUTZTOWN, PA 19530-1515
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 E MAIN ST, KUTZTOWN, PA 19530-1515

Mortgage

Document Number	0000042749
Date	Nov 12, 2020
Instrument	2020042749

Lender

Name	FLEETWOOD BANK
Type	Bank
Address	KUTZTOWN, PA 19530

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 31, 2035

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Mar 29, 2022
Property Address	154 E MAIN ST, KUTZTOWN, PA 19530-1515
Document Number	0000013088
Instrument Date	Mar 29, 2021
Instrument	2022013088
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 E MAIN ST, KUTZTOWN, PA 19530-1515

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Mar 29, 2022
Property Address	154 E MAIN ST, KUTZTOWN, PA 19530-1515
Document Number	0000013081
Instrument Date	Nov 3, 2020
Instrument	2022013081
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 E MAIN ST, KUTZTOWN, PA 19530-1515

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,227.00 (+1.4%) Homeowner's exemption	$82,300 (-) Land $27,000 Building $55,300	$27,000 (-) Land $27,000
2025	$1,210.00 (+6.23%) Homeowner's exemption	$82,300 (-) Land $27,000 Building $55,300	$27,000 (-67.19%) Land $27,000
2024	$1,139.00	$82,300 Land $27,000 Building $55,300
1994			$82,300 Land $27,000 Building $55,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1979–2020)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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