154 E End Ave, Crystal Lake, IL 60014 Property Records

McHenry County property record for 154 E End Ave, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details2,309 sqft · built 1950
Lot Size0.224 acres (9,750 sqft)
OwnerCompany Name on Record
Last Sale$66,000 (Aug 2019)
Tax Bill$8,810 (2024)
Deeds & MortgagesMay 2024 Line of Credit
Mar 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-01-227-041

Property Details

APN / Parcel Number

Primary APN18-01-227-041

Interior

Stories2 Stories
Building Area2,309 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Lot Area9,750 sqft (0.224 acres)
Garage Area586 sqft
Parking Spaces2 Parking Spaces
Deck Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerSeptic

Location & Zoning

Street Address154 E END AVE
CityCRYSTAL LAKE
StateIL
Zip60014-5226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0011383 & 2019R0024834 LT 14 & N 25FT LT 15 BLK 13 NORTH CRYSTAL LAKE PARK BEACH SUB
Legal SubdivisionNORTH CRYSTAL LAKE PARK BEACH SUB
Legal Block13
Legal Lot Number14,15
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group1
Census Block1002
Census Tract871105

Owner

Source: McHenry County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address18000 JEFFERSON ST, UNION, IL 60180-9440
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 2, 2024Deed of Trust, Mortgage · Line of Credit
AMERICAN COMMUNITY BANK & TRUST
Mar 2, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 18, 2019Deed of Trust, Mortgage · Commercial Mortgage
AMERICAN COMMUNITY BANK & TRUST
Aug 7, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2019 · Amount on Record
Deed SaleAug 7, 2019 · Amount on Record
Prior SaleMar 25, 1996
Deed Document Number201924834
Last Transfer DateMar 2, 2021
Transfer Doc0000011383
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address154 E END AVE, CRYSTAL LAKE, IL 60014-5226
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010607
DateMay 2, 2024
Instrument2024R0010607
Lender
NameAMERICAN COMMUNITY BANK & TRUST
TypeBank
AddressWOODSTOCK, IL 60098
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateMar 2, 2021
Property Address154 E END AVE, CRYSTAL LAKE, IL 60014-5226
Document Number0000011383
Map ReferenceDOC68367 MB5 PG32
Instrument DateFeb 20, 2021
Instrument2021R0011383
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18000 JEFFERSON ST, UNION, IL 60180-9440

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address154 E END AVE, CRYSTAL LAKE, IL 60014-5226
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035201
DateOct 18, 2019
Instrument2019R0035201
Lender
NameAMERICAN COMMUNITY BANK & TRUST
TypeBank
AddressWOODSTOCK, IL 60098
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 7, 2019
Property Address154 E END AVE, CRYSTAL LAKE, IL 60014-5226
Document Number0000024834
Instrument DateJul 31, 2019
Instrument24834
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$99.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address119 EDGEWATER DR CRYSTAL LAKE IL 600145015, CRYSTAL LAKE, IL 60014-5015

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$8,810.00$105,078 (+22.25%) Land $5,589 Building $99,489$315,234 (+22.25%) Land $16,767 Building $298,467
2022$85,952 Land $4,572 Building $81,380$257,856 Land $13,716 Building $244,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2013–2020)
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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