154 Clover Point Cir, Guyton, GA 31312 Property Records

Effingham County property record for 154 Clover Point Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,027 sqft · built 2011
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Jan 2026 Foreclosure Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0416C-171-000`

Property Details

APN / Parcel Number

Primary APN	`0416C-171-000`
Alternative APNs	`00920107000` `0416C171` `27513`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,027 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,148 sqft (0.21 acres)
Garage Area	656 sqft
Porch	Slab
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27513
Street Address	154 CLOVER POINT CIR
City	GUYTON
State	GA
Zip	31312-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.21 AC LOT 171OUT OF 416-20
Legal Subdivision	CLOVER POINT AT BELMONT GLEN
Legal Phase	1A
Legal Lot Number	171
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2005
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	154 CLOVER POINT CIR, GUYTON, GA 31312-7134
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Trustee's Deed, Foreclosure
Aug 10, 2018	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026
Deed Sale	Jan 16, 2026
Prior Sale	Jun 9, 2025
Deed Book / Page	3019 / 373
Prior Transfer Date	Jan 9, 2026
Prior Transfer Doc	003019/373
Record Updated	Oct 29, 2026

January 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 16, 2026
Property Address	154 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	003019/373
Book / Page	3019 / 373
Instrument Date	Jan 9, 2026
Transaction Type	Foreclosure
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	154 CLOVER POINT CIR, GUYTON, GA 31312-7134

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 10, 2018
Property Address	154 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	0002482/59
Book / Page	2482 / 59
Instrument Date	Aug 10, 2018
Instrument	2018-002106
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 CLOVER POINT CIR, GUYTON, GA 31312-7134

Mortgage

Document Number	0000002482/0000000061
Date	Aug 10, 2018
Book Page	0000002482/0000000061
Instrument	006957

Lender

Name	GUILD MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,128 (-2.32%) Land $22,800 Building $159,328	$455,320 (-2.32%) Land $57,000 Building $398,320
2025	$4,248.00 (+8.78%) Homeowner's exemption	$186,456 (-3.29%) Land $22,800 Building $163,656	$466,139 (-3.29%) Land $57,000 Building $409,139
2024	$3,905.00 (+6.75%) Homeowner's exemption	$192,808 (+43.25%) Land $22,800 Building $170,008	$482,020 (+43.25%) Land $57,000 Building $425,020
2022	$3,658.00 Homeowner's exemption	$134,592 Land $18,000 Building $116,592	$336,481 Land $45,000 Building $291,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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