154 Cliff Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 154 Cliff Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,683 sqft · built 1992
Owner	2 Trust Names on File
Last Sale	$2,800,000 (Jul 2023)
Tax Bill	$29,867 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`932-750-10`

Property Details

APN / Parcel Number

Primary APN	`932-750-10`
Alternative APN	`496-093-25`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,683 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	154 CLIFF DR
City	LAGUNA BEACH
State	CA
Zip	92651-1815
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 14290 BLK LOT 1 UN 2 TRACT 14290, LOT 1 OF PROJECT 932-75 LOCATED ON
Legal Subdivision	TRACT NO 14290
Legal Tract	14290
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2011
Census Tract	62605

Owner

154 Cliff Dr, a condominium, is held in a trust since July 2023.

Source: Orange County records, as of August 5, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11602 HESBY ST, NORTH HOLLYWOOD, CA 91601-3619
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Grant Deed, Transfer · Conventional Mortgage ALTURA CU
Jun 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage COASTLINE LOANS LLC
Jun 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CHOICE BANK
Sep 17, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Sep 17, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Nov 19, 2018	Quit Claim Deed, Transfer LOANCORE CAP CREDIT REIT LLC
Aug 30, 2018	Grant Deed, Mortgage VAL-CHRIS INVS
Jun 27, 2018	Deed of Trust, Mortgage CHICAGO TITLE COMPANY-COMMERCIAL DIV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Sep 17, 2021 · Amount on File
Deed Document Number	2023163362
Prior Transfer Date	Aug 12, 2021
Prior Transfer Doc	0000579213
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 7, 2023
Property Address	154 CLIFF DR, LAGUNA BEACH, CA 92651-1815
Document Number	0000163362
Map Reference	MB 685 PG 43&44
Instrument Date	Jun 20, 2023
Instrument	2023000163362
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11602 HESBY ST, NORTH HOLLYWOOD, CA 91601-3619

Mortgage

Document Number	0000163363
Date	Jul 7, 2023
Instrument	2023000163363

Lender

Name	ALTURA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.5%
Margin	3
Max Rate	9.5%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	154 CLIFF DR, LAGUNA BEACH, CA 92651-1815
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000411834
Date	Jun 23, 2021
Instrument	2021000411834

Lender

Name	COASTLINE LOANS LLC
Type	Non-Lending Institution
Address	HUNTINGTON BEACH, CA 92648

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	154 CLIFF DR, LAGUNA BEACH, CA 92651-1815
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000382060
Date	Jun 9, 2021
Instrument	2021000382060

Lender

Name	FIRST CHOICE BANK
Type	Bank
Address	CERRITOS, CA 90703

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 17, 2021
Property Address	154 CLIFF DR, LAGUNA BEACH, CA 92651-1815
Document Number	0000579212
Map Reference	MB 685 PG 43&44
Instrument Date	Aug 12, 2021
Instrument	2021000579212
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6634 E HORSESHOE RD, PARADISE VALLEY, AZ 85253-2305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000579214
Date	Sep 17, 2021
Instrument	2021000579214

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 17, 2021
Property Address	154 CLIFF DR, LAGUNA BEACH, CA 92651-1815
Document Number	0000579213
Map Reference	MB 685 PG 43&44
Instrument Date	Aug 12, 2021
Instrument	2021000579213
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6634 E HORSESHOE RD, PARADISE VALLEY, AZ 85253-2305
Investor	Possibly a Property Investor

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 19, 2018
Property Address	154 CLIFF DR, LAGUNA BEACH, CA 92651-1815
Document Number	0000434872
Instrument Date	Nov 15, 2018
Instrument	434872
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	CHICAGO TITLE COMPANY-COMMERCIAL DIV, CHICAGO TITLE CO-COM'L DIV

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8871 RESEARCH DR IRVINE CA 926184236, IRVINE, CA 92618-4236

Mortgage

Document Number	434873
Date	Nov 19, 2018
Instrument	434873

Lender

Name	LOANCORE CAP CREDIT REIT LLC
Address	55 RAILROAD AVE # 100, GREENWICH, CT 06830-6378

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 30, 2018
Property Address	154 CLIFF DR, LAGUNA BEACH, CA 92651-1815
Instrument Date	Aug 16, 2018
Instrument	318759
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	CHICAGO TITLE COMPANY-COMMERCIAL DIV

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8871 RESEARCH DR IRVINE CA 926184236, IRVINE, CA 92618-4236

Mortgage

Document Number	0000318759
Date	Aug 30, 2018
Instrument	318759

Lender

Name	VAL-CHRIS INVS
Type	MERS
Address	2601 MAIN ST # 400, IRVINE, CA 92614-4213

Agreement

Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	154 CLIFF DR, LAGUNA BEACH, CA 92651-1815
Document Number	0000234775
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	CHICAGO TITLE COMPANY-COMMERCIAL DIV

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8871 RESEARCH DR IRVINE CA 926184236, IRVINE, CA 92618-4236

Tax Assessment & Valuation

The 2025 property tax bill for 154 Cliff Dr was $29,867, up 1.6% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,913,120 (+2%) Land $2,599,700 Building $313,420
2025	$29,867.00 (+1.56%)	$2,856,000 Land $2,548,725 Building $307,275
2024	$29,407.00 (+13%)
2023	$26,024.00 (+2.16%)	$2,448,000 (+2%) Land $2,177,455 Building $270,545
2022	$25,475.00	$2,400,000 Land $2,134,759 Building $265,241

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 154 Cliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1997–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Cliff Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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