Jackson County property record for 154 Citrus Dr, Sylva, NC 28779
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 1 ba · 848 sqft · built 1985 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $27,000 (Mar 2017) |
| Tax Bill | $446 (2023) |
| Deeds & Mortgages | Dec 2018 Refinance Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7641-85-4315 |
| Primary APN | 7641-85-4315 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 848 sqft |
| Gross Area | 1,568 sqft |
| 1st Floor Area | 848 sqft |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Terrain | Rolling |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 168506 |
|---|---|
| Street Address | 154 CITRUS DR |
| City | SYLVA |
| State | NC |
| Zip | 28779-5856 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | E MAIN ST NC 107 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950400 |
Source: Jackson County records, as of September 26, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 154 CITRUS DR, SYLVA, NC 28779-5856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY BANK |
| Feb 9, 2022 | Warranty Deed, Transfer |
| Feb 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2017 · Amount on Record |
| Deed Sale | Mar 7, 2017 · Amount on Record |
| Deed Document Number | 0002184036 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 154 CITRUS DR, SYLVA, NC 28779-5856 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022290195 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 2229/195 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Feb 9, 2022 |
| Property Address | 154 CITRUS DR, SYLVA, NC 28779-5856 |
| Document Number | 0023261675 |
| Book / Page | 2326 / 1675 |
| Map Reference | CAB 25 SL 345 |
| Instrument Date | Feb 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 CITRUS DR, SYLVA, NC 28779-5856 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 67 CITRUS DR, SYLVA, NC 28779-5839 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 154 CITRUS DR, SYLVA, NC 28779-5856 |
| Document Number | 0022610935 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 154 CITRUS DR SYLVA NC 287795856, SYLVA, NC 28779-5856 |
| Document Number | 0022610935 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 002261/000935 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
Source: Jackson County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $446.00 | $117,470 Land $30,760 Building $86,710 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2015–2025) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jun 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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