154 Chestnut St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 154 Chestnut St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,294 sqft · built 2019
Lot Size	0.7 acres (30,501 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Mar 2020)
Tax Bill	$14,114 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0023 B:0000 L:2239`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0023 B:0000 L:2239`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,294 sqft Living Area
Gross Area	5,704 sqft
Basement Area	2,248 sqft
Finished Basement	1,499 sqft
Unfinished Basement	749 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,501 sqft (0.7 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	154 CHESTNUT ST
City	LYNNFIELD
State	MA
Zip	01940-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	2239
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4015
Census Tract	209200

Owner

154 Chestnut St is owner-occupied and held in a trust since March 2020.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	154 CHESTNUT ST, LYNNFIELD, MA 01940-2407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MTG
Mar 4, 2020	Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Prior Sale	Nov 15, 2018 · Amount on File
Deed Document Number	2020610491
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	610491
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	154 CHESTNUT ST, LYNNFIELD, MA 01940-2407
Document Number	0000616771
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	154 CHESTNUT ST LYNNFIELD MA 019402407, LYNNFIELD, MA 01940-2407

Mortgage

Document Number	0000616771
Date	Sep 29, 2020
Instrument	616771

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Mar 4, 2020
Property Address	154 CHESTNUT ST, LYNNFIELD, MA 01940-2407
Document Number	0000610491
Instrument Date	Feb 28, 2020
Instrument	610491
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,472.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	154 CHESTNUT ST LYNNFIELD MA 019402407, LYNNFIELD, MA 01940-2407

Mortgage

Document Number	610493
Date	Mar 4, 2020
Instrument	610493

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 154 Chestnut St was $14,114, up 12.6% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,114.00 (+12.55%)	$1,231,600 (+3.71%) Land $613,100 Building $618,500	$1,736,652 (+17.08%)
2025	$12,540.00 (+1.66%)	$1,187,500 (+1.18%) Land $589,300 Building $598,200	$1,483,330
2024	$12,335.00 (+6.55%)	$1,173,600 (+14.55%) Land $580,600 Building $593,000
2023	$11,577.00	$1,024,500 Land $499,700 Building $524,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Chestnut St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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