154 Carter Ln, Franklin, NC 28734 Property Records

Macon County property record for 154 Carter Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 972 sqft · built 1968
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Mar 2020)
Tax Bill	$721 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6542936887`

Property Details

APN / Parcel Number

Primary APN	`6542936887`
Alternative APNs	`0801052` `146478`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Heated Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	694 sqft
Patio Area	96 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	146478
Street Address	154 CARTER LN
City	FRANKLIN
State	NC
Zip	28734-8340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ALLISON CREEK
Legal Subdivision	ALLISON CREEK
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	5
Census Block	5012
Census Tract	970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 CARTER LN, FRANKLIN, NC 28734-8340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Jun 18, 2004 · Amount on Record
Deed Document Number	20201986
Deed Book / Page	39 / 2424
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	154 CARTER LN, FRANKLIN, NC 28734-8340
Transaction Type	Mortgage
Record Updated	Feb 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	O40/2290
Date	Jan 25, 2021
Book Page	O-40/2290
Instrument	2021000725

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company
Address	TAVARES, FL 32778

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 26, 2020
Property Address	154 CARTER LN, FRANKLIN, NC 28734-8340
Document Number	U39/2424
Book / Page	U-39 / 2424
Map Reference	CARD 10790
Instrument Date	Mar 24, 2020
Instrument	2020001986
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 LITTLE COVE RD, 424, FRANKLIN, NC 28734-7948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 CARTER LN, FRANKLIN, NC 28734-8340

Mortgage

Document Number	2020001987
Date	Mar 26, 2020
Instrument	2020001987

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$721.00	$188,640 (+1.4%) Land $36,030 Building $152,610	$188,640 (+1.4%) Land $36,030 Building $152,610
2025	$721.00 (+1.69%)
2023	$709.00	$186,040 Land $36,030 Building $150,010	$186,040 Land $36,030 Building $150,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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