154 Carmel Dr, Cibolo, TX 78108 Property Records

Guadalupe County property record for 154 Carmel Dr, Cibolo, TX 78108 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,078 sqft · built 2005
Lot Size	0.152 acres (6,615 sqft)
Owner	Individual Name on File
Last Sale	$534,400 (Nov 2022)
Tax Bill	$1,134 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G02641B0402900000`

Property Details

APN / Parcel Number

Primary APN	`1G02641B0402900000`
Alternative APNs	`000000119579` `000000262730` `119579`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,078 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	2,078 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,615 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	154 CARMEL DR
City	CIBOLO
State	TX
Zip	78108-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENTWOOD RANCH UNIT #1B, BLOCK 4, LOT 29
Legal Subdivision	BENTWOOD RANCH UNIT #1B
Legal Tract	29
Legal Block	4
Legal Lot Number	29
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1002
Census Tract	210716

Owner

Source: Guadalupe County records · APN 1G02641B0402900000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	154 CARMEL DR, CIBOLO, TX 78108-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Oct 11, 2021 · Amount on Record
Deed Document Number	202235010
Prior Transfer Date	Apr 17, 2021
Prior Transfer Doc	0000035010
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Oct 11, 2021
Property Address	154 CARMEL DR, CIBOLO, TX 78108-3327
Document Number	0099035010
Map Reference	VOL 6 PG 785
Instrument Date	Apr 17, 2021
Instrument	202199035010
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	FNC TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 CARMEL DR, CIBOLO, TX 78108-3327

Mortgage

Document Number	0099035011
Date	Oct 11, 2021
Instrument	202199035011

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.92%
Type Change Date	Nov 01, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,898 (-1.01%) Land $43,999 Building $259,899	$303,898 (-1.01%) Land $43,999 Building $259,899
2025	$1,134.00 (-2.74%) Homeowner's exemption Veteran's exemption Widower's exemption	$306,994 (-9.88%) Land $38,181 Building $268,813	$306,994 (-9.88%) Land $38,181 Building $268,813
2024	$1,166.00 (-0.34%)
2023	$1,170.00 (-59.11%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$340,646 Land $52,047 Building $288,599	$340,646 Land $52,047 Building $288,599
2022	$2,861.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 616 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: CellTex Networks, Valley Telephone Cooperative, Inc. (TX), Guadalupe Valley Electric Cooperative, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.