154 Canal Rd, Falling Waters, WV 25419 Property Records

Berkeley County property record for 154 Canal Rd, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,114 sqft · built 1993
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2024)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2D-0063.0000`

Property Details

APN / Parcel Number

Primary APN	`02-2D-0063.0000`
Alternative APNs	`02-02-2D-0063.0000` `06123544`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	980 sqft
Finished Basement	980 sqft

Exterior

Year Built	Built 1993
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	69,696 sqft (1.6 acres)
Terrain	Rolling
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06123544
Street Address	154 CANAL RD
City	FALLING WATERS
State	WV
Zip	25419-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 SEC D POTOMAC HEIGHTS 1.60 AC
Legal Subdivision	POTOMAC HEIGHTS
Legal Lot Number	29
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1008
Census Tract	971104

Owner

154 Canal Rd is owned and occupied by an individual who bought it in July 2024.

Source: Berkeley County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	154 CANAL RD, FALLING WATERS, WV 25419-4804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 25, 2024	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	Jul 3, 2013 · Amount on File
Deed Document Number	20240022266
Deed Book / Page	1488 / 150
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	154 CANAL RD, FALLING WATERS, WV 25419-4804
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004332/565
Date	Nov 17, 2025
Book Page	4332/565
Instrument	20250033440

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jul 25, 2024
Property Address	154 CANAL RD, FALLING WATERS, WV 25419-4804
Document Number	001488/150
Book / Page	1488 / 150
Map Reference	DB 245 PG 251
Instrument Date	Jul 24, 2024
Instrument	20240022266
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 CANAL RD, FALLING WATERS, WV 25419-4804

Mortgage

Document Number	20240022267
Date	Jul 25, 2024
Instrument	20240022267

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 154 Canal Rd was $1,890.

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,890.00	$155,520 Land $44,340 Building $111,180	$259,200 Land $73,900 Building $185,300
2023	$1,916.00	$151,680 Land $40,620 Building $111,060	$252,800 Land $67,700 Building $185,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 154 Canal Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Canal Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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