154 Brewer Cir, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 154 Brewer Cir, Mary Esther, FL 32569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,191 sqft · built 1977
Lot Size	0.217 acres (9,463 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2026)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-7547-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-7547-5`
Alternative APNs	`15-2S-24-1625-000J-0070` `24S2151625000J0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,191 sqft Living Area
Gross Area	2,271 sqft
1st Floor Area	2,191 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,463 sqft (0.217 acres)
Lot Width	75 ft Width
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	154 BREWER CIR
City	MARY ESTHER
State	FL
Zip	32569-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIRAMAR EST 4TH LOT 7 BLK J
Legal Range	24W
Legal Township	02S
Legal Section	15
Legal Subdivision	MIRAMAR EST
Legal Block	J
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	22900

Owner

154 Brewer Cir is owned and occupied by two individuals who bought it in April 2026.

Source: Okaloosa County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	154 BREWER CIR, MARY ESTHER, FL 32569-2003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORPORATION
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Nov 12, 2008 · Amount on File
Deed Document Number	20263810310
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	0032400703
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 14, 2026
Property Address	154 BREWER CIR, MARY ESTHER, FL 32569-2003
Document Number	0003810310
Instrument Date	Apr 14, 2026
Instrument	20263810310
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	WATERSTONE TITLE, WATERSTONE MORTGAGE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BREWER CIR, MARY ESTHER, FL 32569-2003

Mortgage

Document Number	0003810311,
Date	Apr 14, 2026
Instrument	20263810311

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	154 BREWER CIR, MARY ESTHER, FL 32569-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034644641
Date	May 28, 2020
Book Page	3464/4641
Instrument	3361231

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	154 BREWER CIR, MARY ESTHER, FL 32569-2003
Document Number	0033911019
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BREWER CIR MARY ESTHER FL 325692003, MARY ESTHER, FL 32569-2003

Mortgage

Document Number	0033911019
Date	Mar 29, 2019
Book Page	003391/001019
Instrument	3267700

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	154 BREWER CIR, MARY ESTHER, FL 32569-2003
Document Number	0033861304
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BREWER CIR MARY ESTHER FL 325692003, MARY ESTHER, FL 32569-2003

Mortgage

Document Number	0033861304
Date	Feb 22, 2019
Book Page	003386/001304
Instrument	3260580

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 21, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 154 Brewer Cir was $4,255.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Mary Esther City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,255.00	$298,557 Land $77,752 Building $220,805	$298,557 Land $77,752 Building $220,805
2023	$1,889.00 (+3.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$177,100 (+3%)	$291,697 (+10.16%) Land $54,393 Building $237,304
2022	$1,830.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$171,942	$264,793 Land $50,834 Building $213,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 154 Brewer Cir in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 units insured incl. 130 condo units
Nearby Flood Claims	50 (1979–2020)
Claims Outside the SFHA	33 of 50
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 154 Brewer Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARY ESTHER serves 4,013 people · EPA ID FL1460455
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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