154 Bradley Loop Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 154 Bradley Loop Rd, Ellenboro, NC 28040 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage1,760 sqft Heated Area
Lot Size58,806 sqft (1.35 acres)
OccupancyOwner Occupied
Last Sale$189,500 (2025)
Tax Bill$1,190.00 (2025)

Owner

Source: Rutherford County records · APN 0331554

Assessment roll updated August 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address154 BRADLEY LOOP RD, ELLENBORO, NC 28040-7697
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jul 02, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2025 · Amount on Record
Deed SaleOct 10, 2025 · Amount on Record
Prior SaleJul 02, 2021 · Amount on Record
Deed Doc Number2025
Deed Book / Page2096 / 578
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateOct 10, 2025
Property Address154 BRADLEY LOOP RD, ELLENBORO, NC 28040-7697
Document Number0020960578
Book / Page2096 / 578
Instrument DateOct 09, 2025
Transaction TypeTransfer
Record UpdatedOct 24, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$379.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address172 WOODVIEW FARM TRL, RUTHERFORDTON, NC 28139-9572

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 BRADLEY LOOP RD, ELLENBORO, NC 28040-7697

Mortgage

Document Number0002096581
DateOct 10, 2025
Instrument2096/581
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Mortgage

Document Number0020960597
DateOct 10, 2025
Book Page2096/597
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27609
Agreement
AmountAmount Recorded
Term180 Months
DueOct 10, 2040

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateJul 02, 2021
Property Address154 BRADLEY LOOP RD, ELLENBORO, NC 28040-7697
Document Number0020482057
Book / Page2048 / 2057
Map ReferenceMB 194 PG 4
Instrument DateJul 02, 2021
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3847 LAI BER DR, CONOVER, NC 28613-8939

Mortgage

Document Number0020482061
DateJul 02, 2021
Instrument2048/2061
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,190.00 (+43.37%)$163,600 (-) Land $19,500 Building $144,100$163,600 (-) Land $19,500 Building $144,100
2023$163,600 Land $19,500 Building $144,100$163,600 Land $19,500 Building $144,100
2022$830.00
2021$830.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN0331554
Alternative APNs
  • 331554
  • 5715

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,760 sqft Heated Area
Stories1 Stories
Primary FlooringWood Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area58,806 sqft (1.35 acres)
Deck Area216 sqft Deck
Patio Area216 sqft Patio
Porch Area154 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address154 BRADLEY LOOP RD
CityELLENBORO
StateNC
Zip28040-7697
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGPIN:1578183152170000; RES
JurisdictionRUTHERFORD NC
Minor Civil DivisionCOLFAX
Census Blockgroup2
Census Block2014
Census Tract961001

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