Middlesex County and Reading Town property record for 154 Belmont St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,098 sqft · built 1967 |
| Lot Size | 0.522 acres (22,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $752,725 (May 2019) |
| Tax Bill | $11,669 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Mar 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:028.0-0000-0082.0 |
| Primary APN | READ M:028.0-0000-0082.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 3,472 sqft |
| 1st Floor Area | 1,984 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,721 sqft (0.522 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1050000000130 |
|---|---|
| Street Address | 154 BELMONT ST |
| City | READING |
| State | MA |
| Zip | 01867-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 334400 |
154 Belmont St is owned and occupied by two individuals who bought it in May 2019.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 154 BELMONT ST, READING, MA 01867-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Mar 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| May 22, 2019 | Quit Claim Deed, Transfer · Conventional with PMI ROCKLAND TR |
| Sep 13, 2017 | Quit Claim Deed, Transfer SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on File |
| Deed Sale | May 22, 2019 · Amount on File |
| Prior Sale | Sep 13, 2017 · Amount on File |
| Deed Book / Page | 72640 / 383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 154 BELMONT ST, READING, MA 01867-1823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077024-365 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 77024/365 |
| Instrument | 39194 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 154 BELMONT ST, READING, MA 01867-1823 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74285-70 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 74285/70 |
| Instrument | 38372 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 22, 2019 |
| Property Address | 154 BELMONT ST, READING, MA 01867-1823 |
| Document Number | 72640-383 |
| Book / Page | 072640 / 000383 |
| Instrument Date | May 22, 2019 |
| Instrument | 67180 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,432.43 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 100 STATION LNDG #210 MEDFORD MA 021555179, 210, MEDFORD, MA 02155-5179 |
| Document Number | 72640-386 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 072640/000386 |
| Instrument | 67181 |
| Name | ROCKLAND TR |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 13, 2017 |
| Property Address | 154 BELMONT ST, READING, MA 01867-1823 |
| Document Number | 69921-429 |
| Book / Page | 69921 / 429 |
| Instrument | 148267 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.82 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 BELMONT ST, READING, MA 01867-1823 |
| Document Number | 699210432 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 69921/0432 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 13, 2047 |
The 2026 property tax bill for 154 Belmont St was $11,669, up 0.9% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,669.00 (+0.87%) | $1,064,700 (+4.83%) Land $636,100 Building $420,400 | $1,062,630 (-6.81%) |
| 2025 | $11,568.00 (-1.22%) | $1,015,600 (+1.64%) Land $606,600 Building $409,000 | $1,140,285 (+17.87%) |
| 2024 | $11,711.00 (+6.15%) | $999,200 (+14.02%) Land $596,700 Building $402,500 | $967,385 |
| 2023 | $11,033.00 | $876,300 Land $522,700 Building $353,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Belmont St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 154 Belmont St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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