Gaston County property record for 154 Bb Dr, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,122 sqft · built 1994 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Jun 1987) |
| Tax Bill | $3,314 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15068 00905 |
| Primary APN | 15068 00905 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,122 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 88,427 sqft (2.03 acres) |
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 347 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 154 BB DR |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-8659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 15 068 009 05 000 |
| Legal Subdivision | PROPERTY FOR JOHNNIE RAY OWENBY ETUX |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 32405 |
154 Bb Dr is owned and occupied by two individuals who bought it in June 1987.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 154 BB DR, BELMONT, NC 28012-8659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 11, 2018 | Warranty Deed, Transfer STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1987 · Amount on File |
| Deed Sale | Jun 1, 1987 · Amount on File |
| Deed Book / Page | 1857 / 549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 154 BB DR, BELMONT, NC 28012-8659 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0053100541 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 5310/541 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 11, 2018 |
| Property Address | 154 BB DR, BELMONT, NC 28012-8659 |
| Document Number | 0049552202 |
| Book / Page | 004955 / 002202 |
| Instrument Date | Jan 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 154 BB DR BELMONT NC 28012, BELMONT, NC 28012 |
| Document Number | 49552205 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 004955/002205 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
The 2026 property tax bill for 154 Bb Dr was $3,314.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,314.00 | $464,260 Land $49,920 Building $414,340 | |
| 2023 | $3,226.00 | $464,260 Land $49,920 Building $414,340 | |
| 2021 | $255,870 Land $38,760 Building $217,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Bb Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 154 Bb Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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