154 Bankston Rd, Nesbit, MS 38651 Property Records

DeSoto County property record for 154 Bankston Rd, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	4 bd · 6,607 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$5,991 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-4-19-00-0-00009-10`

Property Details

APN / Parcel Number

Primary APN	`2-07-4-19-00-0-00009-10`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	6,607 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	154 BANKSTON RD
City	NESBIT
State	MS
Zip	38651-9150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	PT SW1/4 SW1/4
Legal Range	07
Legal Township	02
Legal Section	19
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1017
Census Tract	70634

Owner

154 Bankston Rd is owned and occupied by an individual who acquired it in September 2020.

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	154 BANKSTON RD, NESBIT, MS 38651-9150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Jan 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Aug 13, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 28, 2020	Intrafamily Transfer, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Oct 26, 2016
Last Transfer Date	Sep 28, 2020
Transfer Doc	000933/339
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	154 BANKSTON RD, NESBIT, MS 38651-9150
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5219 MASON RD, MEMPHIS, TN 38117-2104

Mortgage

Document Number	5660/16460
Date	Mar 14, 2023
Book Page	5660/16460

Lender

Name	CADENCE BANK NA
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	154 BANKSTON RD, NESBIT, MS 38651-9150
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BANKSTON RD, NESBIT, MS 38651-9150

Mortgage

Document Number	005653/774
Date	Jan 4, 2023
Book Page	5653/774

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 5, 2028
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Max Rate	10.5%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	154 BANKSTON RD, NESBIT, MS 38651-9150
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5219 MASON RD, MEMPHIS, TN 38117-2104

Mortgage

Document Number	005632/151
Date	Nov 10, 2022
Book Page	5632/151

Lender

Name	CADENCE BANK NA
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	May 9, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	154 BANKSTON RD, NESBIT, MS 38651-9150
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005015/81
Date	Aug 13, 2020
Book Page	5015/81

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Jul 23, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Sep 28, 2020
Property Address	154 BANKSTON RD, NESBIT, MS 38651-9150
Document Number	000933/339
Book / Page	933 / 339
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 BANKSTON RD, NESBIT, MS 38651-9150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5219 MASON RD, MEMPHIS, TN 38117-2104

Tax Assessment & Valuation

The 2025 property tax bill for 154 Bankston Rd was $5,991.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,991.00	$75,356 Land $2,000 Building $73,356	$753,557 Land $20,000 Building $733,557
2023	$5,024.00	$52,725	$527,253 Land $20,000 Building $507,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Bankston Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Bankston Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Bankston Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures