154 Badger St, Sutter Creek, CA 95685 Property Records

Amador County property record for 154 Badger St, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,673 sqft · built 1981
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-151-011-000`

Property Details

APN / Parcel Number

Primary APN	`018-151-011-000`
Alternative APN	`1815101100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,673 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	154 BADGER ST
City	SUTTER CREEK
State	CA
Zip	95685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	32M33 PAR A BLK 22
Legal Subdivision	SUTTER CREEK
Legal Block	22
Legal Lot Number	34,37
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1046
Census Tract	303

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1812, SUTTER CREEK, CA 95685-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 18, 2004
Transfer Doc	0000015015
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	154 BADGER ST, SUTTER CREEK, CA 95685
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1812, SUTTER CREEK, CA 95685-1812

Mortgage

Document Number	0000006944
Date	Aug 12, 2022
Instrument	2022-0006944

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	154 BADGER ST, SUTTER CREEK, CA 95685
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1812, SUTTER CREEK, CA 95685-1812

Mortgage

Document Number	0000010122
Date	Nov 10, 2020
Instrument	2020-0010122

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,416 (+2%) Land $99,003 Building $281,413
2025	$3,699.00 (+4.02%) Homeowner's exemption	$372,958 (+4.04%) Land $97,062 Building $275,896
2024			$614,430
2023	$3,556.00 (+1.92%) Homeowner's exemption	$358,478 Land $93,294 Building $265,184
2022	$3,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cal.net, Verizon.

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