154 Ayer Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 154 Ayer Rd, Shirley, MA 01464

Property Summary

Property Type	Vacant Land
Details	3 bd · 1 ba · 2,286 sqft · built 1900
Lot Size	0.436 acres (19,005 sqft)
Owner	2 Individual Names on File
Last Sale	$84,500 (May 2018)
Tax Bill	$5,335 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0025 B:000B L:009-3`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0025 B:000B L:009-3`
Alternative APN	`M:0025 B:000B L:009=3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,286 sqft Gross Area
Basement Area	183 sqft
Unfinished Basement	183 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,005 sqft (0.436 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	154 AYER RD
City	SHIRLEY
State	MA
Zip	01464-2518
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R3
Legal Subdivision	SHIRLEY
Legal Block	B
Legal Lot Number	9-3
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	3
Census Block	3017
Census Tract	388200

Owner

154 Ayer Rd, vacant land, is owned by two individuals who acquired it in December 2022.

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	156B AYER RD, SHIRLEY, MA 01464-2645
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage MAIN STREET BANK (MA)
Jul 17, 2024	Deed of Trust, Mortgage · ARM MAIN STREET BANK (MA)
Jan 16, 2024	Deed, Transfer
Dec 20, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 26, 2018	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Sep 1, 2010 · Amount on File
Deed Document Number	201874149
Deed Book / Page	71062 / 307
Last Transfer Date	Dec 20, 2022
Transfer Doc	081084-231
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	154 AYER RD, SHIRLEY, MA 01464-2518
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085265-153
Date	Feb 25, 2026
Book Page	85265/153
Instrument	20142

Lender

Name	MAIN STREET BANK (MA)

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	154 AYER RD, SHIRLEY, MA 01464-2518
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083012-553
Date	Jul 17, 2024
Book Page	83012/553
Instrument	78057

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Aug 1, 2031
Index	1-Year CMT

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jan 16, 2024
Property Address	154 AYER RD, SHIRLEY, MA 01464-2518
Document Number	0082398-75
Book / Page	82398 / 75
Instrument Date	Jan 16, 2024
Instrument	4646
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	156B AYER RD, SHIRLEY, MA 01464-2645

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Dec 20, 2022
Property Address	154 AYER RD, SHIRLEY, MA 01464-2518
Document Number	081084-231
Book / Page	81084 / 231
Instrument Date	Dec 20, 2022
Instrument	184806
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	156 AYER RD, SHIRLEY, MA 01464

July 2018: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jul 26, 2018
Property Address	154 AYER RD, SHIRLEY, MA 01464-2518
Document Number	71373-324
Book / Page	071373 / 000324
Instrument Date	May 30, 2018
Instrument	112186
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 AYER RD SHIRLEY MA 014642518, SHIRLEY, MA 01464-2518

Tax Assessment & Valuation

The 2026 property tax bill for 154 Ayer Rd was $5,335, up 210.4% from the year before.

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,335.00 (+210.35%)	$430,600 (+224.98%) Land $150,100 Building $280,500	$517,806 (+83.34%)
2025	$1,719.00 (+5.46%)	$132,500 (+10.32%) Land $130,800 Building $1,700	$282,435
2024	$1,630.00 (-40.16%)	$120,100 (-37.48%) Land $119,300 Building $800
2023	$2,724.00	$192,100 Land $119,300 Building $72,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Ayer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Ayer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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