Ballard County property record for 154 Apperson Rd, Kevil, KY 42053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,072 sqft |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,500 (Feb 2025) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-06 |
| Primary APN | 70-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| Roof Type | Gable |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Gravel Driveway |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 154 APPERSON RD |
|---|---|
| City | KEVIL |
| State | KY |
| Zip | 42053-9309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | LA CENTER |
| Census Block Group | 3 |
| Census Block | 3104 |
| Census Tract | 950100 |
154 Apperson Rd is owned by an individual who bought it in February 2025.
Source: Ballard County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 68 EDEN ST, BARDWELL, KY 42023-8578 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 25, 2025 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Feb 25, 2025 | Warranty Deed, Transfer · FHA Mortgage SOUTH CENTRAL BANK |
| Jun 20, 2023 | Warranty Deed, Transfer |
| Jan 11, 2021 | Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Oct 19, 2005 | Warranty Deed, Transfer · FmHA Mortgage FARMERS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on File |
| Deed Sale | Feb 25, 2025 · Amount on File |
| Prior Sale | Jan 11, 2021 · Amount on File |
| Deed Book / Page | 139 / 404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 000129/268 |
|---|---|
| Date | May 12, 2023 |
| Book Page | 129/268 |
| Instrument | 525593 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Document Number | 000139/534 |
|---|---|
| Date | Feb 25, 2025 |
| Book Page | 139/534 |
| Instrument | 538093 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | 1231 LOUISVILLE RD, FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Feb 25, 2025 |
| Property Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Document Number | 000139/404 |
| Book / Page | 139 / 404 |
| Instrument Date | Feb 21, 2025 |
| Instrument | 538091 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Name | Verified Name |
|---|---|
| Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Document Number | 000139/515 |
|---|---|
| Date | Feb 25, 2025 |
| Book Page | 139/515 |
| Instrument | 538092 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | 501 ROGERS HILL RD, GLASGOW, KY 42141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Jun 20, 2023 |
| Property Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Document Number | 000133/287 |
| Book / Page | 133 / 287 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 525722 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5225 HOLLOWAY LANDING RD, BARLOW, KY 42024-9692 |
| Name | Verified Name |
|---|---|
| Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Jan 11, 2021 |
| Property Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Document Number | 0000125/50 |
| Book / Page | 125 / 50 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 521823 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1079 CREWS RD, WICKLIFFE, KY 42087-9310 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Document Number | 000112/326 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 112/326 |
| Instrument | 521824 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Oct 19, 2005 |
| Property Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Document Number | DEED077/363 |
| Book / Page | DEED 077 / 363 |
| Instrument Date | Sep 7, 2005 |
| Instrument | 203692 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 NEW YORK RD, WICKLIFFE, KY 42087-9037 |
| Name | Verified Name |
|---|---|
| Address | 154 APPERSON RD, KEVIL, KY 42053-9309 |
| Document Number | MTG011/017 |
|---|---|
| Date | Oct 19, 2005 |
| Book Page | MTG 011/017 |
| Instrument | 203694 |
| Name | FARMERS BANK & TRUST CO |
|---|---|
| Address | MARION, KY 42064 |
| Type | FmHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 15, 2025 |
The 2025 property tax bill for 154 Apperson Rd was $1,013.
Source: Ballard County assessment roll, as of November 13, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Kevil City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,013.00 | $100,000 | $100,000 |
| 2023 | $537.00 Additional exemption filed | $52,000 | $52,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Apperson Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 154 Apperson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEVIL WATER DEPARTMENT serves 1,782 people · EPA ID KY0040223 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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