154 3rd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 154 3rd St, Troy, NY 12180 · Last verified May 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 2 ba · 3,202 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Tax Bill	$7,240 (2025)
Deeds & Mortgages	Jul 2022 Sale Sep 2020 Mortgage + 1 more
APN	`381700 101.61-11-22`

Property Details

APN / Parcel Number

Primary APN	`381700 101.61-11-22`
Alternative APN	`0103400`

Interior

Bedrooms	9 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,202 sqft Gross Area
Basement Area	1,601 sqft
Finished Basement	1,601 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0103400
Street Address	154 3RD ST
City	TROY
State	NY
Zip	12180-4096
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	2 STY BR HSE & 2C BR GAR 109-16/S 1/2 213 4 UNITS
Legal Block	11
Legal Lot Number	22.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	40800

Owner

Source: Rensselaer County and Troy City records · APN 381700 101.61-11-22

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2976 ROSENDALE RD, SCHENECTADY, NY 12309-1504
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Warranty Deed, Transfer
Sep 15, 2020	Deed of Trust, Mortgage HOMESTEAD FNDG
Oct 28, 2019	Deed of Trust, Mortgage BALLSTON SPA NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 25, 2022
Property Address	154 3RD ST, TROY, NY 12180-4096
Document Number	0101300071
Book / Page	10130 / 71
Instrument Date	Jul 15, 2022
Instrument	2022-614361
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 ROSENDALE RD, NISKAYUNA, NY 12309

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	154 3RD ST, TROY, NY 12180-4096
Document Number	0000575151
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 08, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 3RD ST TROY NY 121804096, TROY, NY 12180-4096

Mortgage

Document Number	0000575151
Date	Sep 28, 2020
Book Page	009297/000109
Instrument	575151

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	154 3RD ST, TROY, NY 12180-4096
Document Number	0000559448
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	MERIDIAN RESEARCH GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 3RD ST TROY NY 121804096, TROY, NY 12180-4096

Mortgage

Document Number	0000559448
Date	Oct 29, 2019
Book Page	008989/000103
Instrument	559448

Lender

Name	BALLSTON SPA NAT'L BK
Type	Bank
Address	BALLSTON SPA, NY 12020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,240.00 (+3.1%)	$155,000 (-) Land $7,500 Building $147,500	$265,400 (+19.87%) Land $12,842 Building $252,558
2023		$155,000 (-) Land $7,500 Building $147,500	$221,400 (+8.56%) Land $10,713 Building $210,687
2022	$7,022.00	$155,000 Land $7,500 Building $147,500	$203,947 Land $9,868 Building $194,079

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830408001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1994–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2019, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Central Troy Historic District (Boundary Increase) listed 2016 · 223 contributing resources · NRIS 16000367

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 626 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Hudson Valley Wireless	Fixed Wireless (licensed-by-rule)	200 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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