154 3rd St, Clifton, CO 81520 Property Records

Mesa County property record for 154 3rd St, Clifton, CO 81520

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1947
Lot Size	0.108 acres (4,688 sqft)
Owner	Individual Name on Record
Last Sale	$280,864 (May 2026)
Tax Bill	$893 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2943-111-12-002`

Property Details

APN / Parcel Number

Primary APN	`2943-111-12-002`
Alternative APN	`R037572`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,116 sqft
1st Floor Area	666 sqft
Basement Area	252 sqft
Finished Basement	216 sqft
Unfinished Basement	36 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,688 sqft (0.108 acres)
Lot Dimensions	125 ft deep x 38 ft wide
Garage Area	198 sqft
Deck Area	Deck Area
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	R037572
Street Address	154 3RD ST
City	CLIFTON
State	CO
Zip	81520-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2 OF LOT 2 + ALL LOT 3 BLK 3 TOWNSITE OF CLIFTON PER PLAT B-2 P-32 RN 55342 RECORDED 06/20/1905 SECT 11 1S 1E UM
Legal Range	001
Legal Township	01S
Legal Section	11
Legal Subdivision	TOWNSITE OF CLIFTON
Legal Block	3
Legal Lot Number	2
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	2
Census Block	2008
Census Tract	1705

Owner

Source: Mesa County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 3RD ST, CLIFTON, CO 81520-7706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Sep 18, 2025	Special Warranty Deed, Transfer · Commercial Mortgage PFG FUND VI LLC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Sep 18, 2025 · Amount on Record
Deed Document Number	20263159993
Prior Transfer Date	Aug 25, 2003
Prior Transfer Doc	0002146878
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	May 27, 2026
Property Address	154 3RD ST, CLIFTON, CO 81520-7706
Document Number	0003159993
Instrument Date	May 26, 2026
Instrument	20263159993
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,837.09
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 3RD ST, CLIFTON, CO 81520-7706

Mortgage

Document Number	0003159994,
Date	May 27, 2026
Instrument	20263159994

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0003159995,
Date	May 27, 2026
Instrument	20263159995

Lender

Name	COLORADO HSNG AND FINANCIAL AUTH

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Sep 18, 2025
Property Address	154 3RD ST, CLIFTON, CO 81520-7706
Document Number	0003137496
Instrument Date	Sep 16, 2025
Instrument	3137496
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$10.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 3RD ST, CLIFTON, CO 81520-7706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 COLORADO AVE, GRAND JUNCTION, CO 81501-2681

Mortgage

Document Number	0003137497
Date	Sep 18, 2025
Instrument	3137497

Lender

Name	PFG FUND VI LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	154 3RD ST, CLIFTON, CO 81520-7706
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002944224
Date	Sep 24, 2020
Instrument	2944224

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$893.00 (-4.7%)	$10,380 (-6.91%) Land $2,810 Building $7,570	$166,190 (-0.08%) Land $45,000 Building $121,190
2024	$937.00 (+3.88%)	$11,150 (-) Land $2,270 Building $8,880
2023	$902.00 (+22.06%)	$11,150 (+26.85%) Land $2,270 Building $8,880	$166,320 (+31.44%) Land $33,820 Building $132,500
2022	$739.00	$8,790 Land $2,430 Building $6,360
2021			$126,540 Land $35,000 Building $91,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Oct 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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