154 3rd St, Chapin, IA 50427 Property Records

Franklin County property record for 154 3rd St, Chapin, IA 50427

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,126 sqft · built 1900
Lot Size	0.176 acres (7,650 sqft)
Owner	Individual Name on Record
Last Sale	$54,500 (Dec 2015)
Tax Bill	$590 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`032947801700`

Property Details

APN / Parcel Number

Primary APN	`032947801700`
Alternative APN	`0329478017`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,116 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	150 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	137 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	154 3RD ST
City	CHAPIN
State	IA
Zip	50427-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPIN STATION EXC (SEQ:1), S 4' LOT 35 & S 5' (SEQ:2), LOT 36 (SEQ:3) WD-2015-2138 (2015-12-11), WD-2014-2260 (2014-12-30), REC-#89-1838 ()
Legal Range	20W
Legal Township	93N
Legal Section	29
Legal Subdivision	CHAPIN STATION
Legal Lot Number	35,36
Jurisdiction	FRANKLIN IA
Township / Civil Division	ROSS
Census Block Group	1
Census Block	1039
Census Tract	360100

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 3RD ST, CHAPIN, IA 50427-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2015 · Amount on Record
Deed Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	20152138
Prior Transfer Date	Nov 25, 2015
Prior Transfer Doc	20152138
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	154 3RD ST, CHAPIN, IA 50427-1002
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 3RD ST, CHAPIN, IA 50427-1002

Mortgage

Document Number	0020231693
Date	Nov 9, 2023
Instrument	20231693

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Franklin County
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$590.00	$43,300 (-11.63%) Land $2,700 Building $40,600	$43,300 (-11.63%) Land $2,700 Building $40,600
2024	$590.00 (+5.36%)
2023		$49,000 (+23.74%) Land $2,700 Building $46,300	$49,000 (+23.74%) Land $2,700 Building $46,300
2022	$560.00	$39,600 Land $2,700 Building $36,900
2021			$39,600 Land $2,700 Building $36,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
GigFire Fixed Wireless	150 / 130
Frontier DSL	115 / 7
Router12 Networks Fixed Wireless	100 / 20
Iowa Connect Fixed Wireless	25 / 10

May also be available: Rockwell Cooperative Telephone, T-Mobile.

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